Clearfield cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexClearfieldPennsylvaniaNational
Cost of living index87102100
IndexClearfieldPennsylvaniaNational
Goods & Services index99103100
Groceries index104105100
Health care index9897100
Housing index5093100
Transportation index111112100
Utilities index107112100
Displayed above is a general overview of the Clearfield, PA cost of living index. The overall cost of living index in Clearfield, PA is 87, which is 15% lower than the Pennsylvania average and 13% lower than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Clearfield, PA are 4% lower than the Pennsylvania average and 1% lower than the national average.

Did you know?

  • The cost of living in Clearfield is 15% lower than the Pennsylvania average.
  • The cost of living in Clearfield is 13% lower than the national average.
  • The cost of housing in Clearfield is 50% lower than the national average.
  • Pennsylvania general sales tax is 18% higher than the national average.
  • Pennsylvania state income tax is 38% higher than the national average.

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Salary Calculator

This is how much you would need to earn in
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Health care index
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The salary calculator allows you to compare how much your current salary in Clearfield, PA would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Clearfield, PA, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Clearfield, PA salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$46,757$3,896$1,091$1,403
Renters$24,464$2,039$571$734
The affordability of the housing market in Clearfield, PA as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Clearfield, PA homeowners, the median income is $46,757. This indicates that a monthly maximum of $1,091 should be spent by homeowners on all housing related costs. Renters have a median income of $24,464. This indicates that renters should have a maximum of $571 used for their rent related monthly costs.

Pennsylvania Sales Tax

StateGeneral Sales TaxWith Max Surtax
Pennsylvania6%8%

Pennsylvania Income Tax

StateIncome Tax (Low)Income Tax (High)
Pennsylvania3.07%3.07%
One thing to keep in mind when considering the cost of living in Clearfield, PA is the Pennsylvania sales tax and Pennsylvania income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Pennsylvania sales tax rate is 6% and the maximum surtax that can be charged is 8%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Pennsylvania income tax rates range from 3.07% to 3.07%.

Goods & Services

ItemClearfieldNational avg.Difference
Haircut $13.03$14.5910.7%
Beauty Salon $34.66$34.680.1%
Toothpaste $2.99$2.4720.9%
Shampoo $0.99$1.023.1%
Movie $8.75$9.8711.3%
Bowling $3.75$4.3914.6%

Groceries

ItemClearfieldNational avg.Difference
Ground Beef $5.99$4.4833.8%
Fried Chicken $1.89$1.4629.1%
Milk $3.87$2.3664.2%
Potatoes $3.99$3.0630.3%
Pizza $7.85$9.2415.1%
Beer $10.47$8.6321.3%

Health Care

ItemClearfieldNational avg.Difference
Optometrist $79.30$99.7820.5%
Doctor $80.00$105.0323.8%
Dentist $98.38$88.7010.9%
Ibuprofen $9.79$9.414.0%
Lipitor $320.18$298.507.3%

Housing

ItemClearfieldNational avg.Difference
Home Price $80,300.00$175,700.0054.3%
Avg. Mortgage Payment $825.80$1,081.0323.6%
Apartment Rent $543.00$920.0041.0%

Transportation

ItemClearfieldNational avg.Difference
Gasoline $2.39$2.0914.2%
Tire Balancing $45.80$45.291.1%

Utilities

ItemClearfieldNational avg.Difference
All Electricity$165.62$170.803.0%
Phone $34.18$28.2621.0%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Sandy Ridge, PA641033%
Allport, PA36775-25%
Morrisdale, PA65477-23%
New Washington, PA6678-22%
Kylertown, PA40683-17%
Clearfield, PA6,14387-13%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Holly, MI6,14285-15%
Grafton, OH6,14596-4%
Satsuma, AL6,14595-5%
Glenarden, MD6,14511111%
Childress, TX6,14078-22%
Clearfield, PA6,14387-13%
Source: The Clearfield, PA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.