Clayton cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexClaytonCaliforniaNational
Cost of living index172135100
IndexClaytonCaliforniaNational
Goods & Services index115107100
Groceries index124117100
Health care index119109100
Housing index298189100
Transportation index131125100
Utilities index108116100
A general summary of the cost of living index in Clayton, CA is shown above. Compared to the state average of California the cost of living index in Clayton, CA is 172, which is 27% higher than the average in California and compared to the national average it is 72% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Clayton, CA goods and services come in at 8% higher than the average in California and are 15% higher than compared to the nationwide average.

Did you know?

  • The cost of living in Clayton is 27% higher than the California average.
  • The cost of living in Clayton is 72% higher than the national average.
  • The cost of housing in Clayton is 198% higher than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
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Goods & Services index
Groceries index
Health care index
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The salary calculator allows you to compare how much your current salary in Clayton, CA would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Clayton, CA, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Clayton, CA salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$135,942$11,329$3,172$4,079
Renters$56,667$4,722$1,322$1,700
The affordability of the housing market in Clayton, CA as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Clayton, CA homeowners, the median income is $135,942. This indicates that a monthly maximum of $3,172 should be spent by homeowners on all housing related costs. Renters have a median income of $56,667. This indicates that renters should have a maximum of $1,322 used for their rent related monthly costs.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.5%10%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%12.3%
When considering the overall cost of living expenses in Clayton, CA, it's important to take into account the sales tax for California, as well as the rate for income tax in California. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for California is 10%, and the sales tax in the state of California is 7.5%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in California starts from 1% and goes up to 12.3%.

Goods & Services

ItemClaytonNational avg.Difference
Haircut $18.44$14.5926.4%
Beauty Salon $59.40$34.6871.3%
Toothpaste $3.14$2.4727.0%
Shampoo $1.09$1.026.7%
Movie $11.00$9.8711.5%
Bowling $6.63$4.3951.0%

Groceries

ItemClaytonNational avg.Difference
Ground Beef $3.97$4.4811.3%
Fried Chicken $2.07$1.4641.4%
Milk $2.77$2.3617.5%
Potatoes $3.69$3.0620.5%
Pizza $9.00$9.242.6%
Beer $9.93$8.6315.0%

Health Care

ItemClaytonNational avg.Difference
Optometrist $120.44$99.7820.7%
Doctor $127.57$105.0321.5%
Dentist $122.43$88.7038.0%
Ibuprofen $11.97$9.4127.2%
Lipitor $254.50$298.5014.7%

Housing

ItemClaytonNational avg.Difference
Home Price $583,300.00$175,700.00232.0%
Avg. Mortgage Payment $3,294.70$1,081.03204.8%
Apartment Rent $2,001.00$920.00117.5%

Transportation

ItemClaytonNational avg.Difference
Gasoline $2.80$2.0933.8%
Tire Balancing $55.37$45.2922.3%

Utilities

ItemClaytonNational avg.Difference
All Electricity$213.39$170.8024.9%
Phone $24.12$28.2614.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Pacheco, CA4,2951077%
Bay Point, CA21,58611313%
Pittsburg, CA65,76111616%
Antioch, CA105,63011818%
Oakley, CA37,39112222%
Clayton, CA11,32817272%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Tarboro, NC11,32389-11%
North Lindenhurst, NY11,33414040%
Archdale, NC11,32288-12%
Waupun, WI11,33693-7%
East Milton, FL11,33790-10%
Clayton, CA11,32817272%
Source: The Clayton, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.