Clarinda cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index8288100
Goods & Services index9593100
Groceries index9595100
Health care index10296100
Housing index5073100
Transportation index9697100
Utilities index9199100
An overview of the general cost of living index for Clarinda, IA is displayed above for your reference. Residents in Clarinda, IA enjoy a cost of living index of 82. This index is 8% lower than the Iowa average, and 18% lower than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Clarinda, IA, the average cost of goods and services is 2% higher than it is in Iowa, and it is 5% lower than the national average.

Did you know?

  • The cost of living in Clarinda is 8% lower than the Iowa average.
  • The cost of living in Clarinda is 18% lower than the national average.
  • The cost of housing in Clarinda is 50% lower than the national average.
  • Iowa general sales tax is 18% higher than the national average.
  • Iowa state income tax is 84% lower than the national average.

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Compare Clarinda, IA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Clarinda, IA would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Clarinda, IA, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Clarinda, IA salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Clarinda, IA, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Clarinda, IA homeowners have a median income of $59,046. Using that number, you will come up with a maximum of $1,378 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $29,800, which means there is a maximum of $695 to be spent on the costs of renting a home or apartment.

Iowa Sales Tax

StateGeneral Sales TaxWith Max Surtax

Iowa Income Tax

StateIncome Tax (Low)Income Tax (High)
When you are determining the total cost of living in Clarinda, IA you will want to make sure you consider both the Iowa sales tax and the Iowa income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Iowa is 6%, with the highest surtax being 7%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Iowa have a range from 0.36% to 8.98%.

Goods & Services

ItemClarindaNational avg.Difference
Haircut $15.83$14.598.5%
Beauty Salon $28.50$34.6817.8%
Toothpaste $2.36$2.474.6%
Shampoo $0.90$1.0211.9%
Movie $9.79$9.870.8%
Bowling $3.61$4.3917.8%


ItemClarindaNational avg.Difference
Ground Beef $4.53$4.481.2%
Fried Chicken $1.47$1.460.4%
Milk $2.33$2.361.1%
Potatoes $2.80$3.068.5%
Pizza $8.99$9.242.7%
Beer $7.90$8.638.5%

Health Care

ItemClarindaNational avg.Difference
Optometrist $102.40$99.782.6%
Doctor $136.00$105.0329.5%
Dentist $73.25$88.7017.4%
Ibuprofen $9.30$9.411.2%
Lipitor $306.52$298.502.7%


ItemClarindaNational avg.Difference
Home Price $80,600.00$175,700.0054.1%
Avg. Mortgage Payment $887.51$1,081.0317.9%
Apartment Rent $549.00$920.0040.3%


ItemClarindaNational avg.Difference
Gasoline $1.92$2.098.0%
Tire Balancing $47.97$45.295.9%


ItemClarindaNational avg.Difference
All Electricity$157.32$170.807.9%
Phone $24.99$28.2611.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Blanchard, MO3995-5%
Northboro, IA3970-30%
Nodaway, IA14272-28%
Hepburn, IA6173-27%
Yorktown, IA10073-27%
Clarinda, IA5,49082-18%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Aberdeen, MS5,49275-25%
White City, UT5,4881044%
Brush, CO5,49393-7%
Weldon Spring, MO5,49612424%
Pupukea, HI5,498236136%
Clarinda, IA5,49082-18%
Source: The Clarinda, IA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.