Church Point cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexChurch PointLouisianaNational
Cost of living index8392100
IndexChurch PointLouisianaNational
Goods & Services index9699100
Groceries index9796100
Health care index8897100
Housing index5082100
Transportation index9795100
Utilities index10491100
Displayed above is a general overview of the Church Point, LA cost of living index. The overall cost of living index in Church Point, LA is 83, which is 10% lower than the Louisiana average and 17% lower than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Church Point, LA are 3% lower than the Louisiana average and 4% lower than the national average.

Did you know?

  • The cost of living in Church Point is 10% lower than the Louisiana average.
  • The cost of living in Church Point is 17% lower than the national average.
  • The cost of housing in Church Point is 50% lower than the national average.
  • Louisiana general sales tax is 21% lower than the national average.
  • Louisiana state income tax is 10% lower than the national average.

Find Real Estate Listings In Church Point

Location
Price
Bedrooms
Bathrooms
 

New Real Estate Listings In Church Point

Compare Church Point, LA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Use the salary calculator to compare your current income in Church Point, LA to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Church Point, LA, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Church Point, LA salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$35,701$2,975$833$1,071
Renters$15,675$1,306$366$470
One can approximate the cost of living and the housing affordability in Church Point, LA by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Church Point, LA have a median income of $35,701. Therefore, the amount that a consumer should spend on housing costs should be no more than $833 per month to avoid calamity and poverty. The renters in the city have an income of about $15,675, which would make their monthly maximum allowable rental costs $366.

Louisiana Sales Tax

StateGeneral Sales TaxWith Max Surtax
Louisiana4%11%

Louisiana Income Tax

StateIncome Tax (Low)Income Tax (High)
Louisiana2%6%
For those who live in Church Point, LA and want to know what the true cost of living is, they ought to look at both the Louisiana income tax rate and the Louisiana sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In Louisiana, the sales tax is 4%, while the most you'll pay in surtax is 11%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in Louisiana, the income tax rate ranges between 2% to 6%.

Goods & Services

ItemChurch PointNational avg.Difference
Haircut $16.55$15.566.3%
Beauty Salon $36.43$36.110.9%
Toothpaste $2.18$2.4711.8%
Shampoo $1.03$0.966.4%
Movie $9.37$10.137.5%
Bowling $5.25$4.7410.9%

Groceries

ItemChurch PointNational avg.Difference
Ground Beef $3.96$3.980.7%
Fried Chicken $1.63$1.4115.8%
Milk $2.51$2.0621.8%
Potatoes $2.67$2.9810.6%
Pizza $8.88$9.476.2%
Beer $8.00$8.799.0%

Health Care

ItemChurch PointNational avg.Difference
Optometrist $76.77$101.0424.0%
Doctor $78.40$107.4427.0%
Dentist $79.00$90.4212.6%
Ibuprofen $9.93$9.287.0%
Lipitor $442.09$426.503.7%

Housing

ItemChurch PointNational avg.Difference
Home Price $81,900.00$175,700.0053.4%
Avg. Mortgage Payment $805.44$1,133.2328.9%
Apartment Rent $521.00$920.0043.4%

Transportation

ItemChurch PointNational avg.Difference
Gasoline $1.69$1.9915.4%
Tire Balancing $56.74$45.7624.0%

Utilities

ItemChurch PointNational avg.Difference
All Electricity$128.32$163.8121.7%
Phone $39.62$28.3939.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Cankton, LA71373-27%
Chataignier, LA43580-20%
Duson, LA1,80181-19%
Grand Coteau, LA91481-19%
Lawtell, LA1,30682-18%
Church Point, LA4,52983-17%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Perry, UT4,529100-0%
Rolesville, NC4,53011010%
New Freedom, PA4,5281099%
South Sarasota, FL4,53111414%
McSwain, CA4,53113030%
Church Point, LA4,52983-17%
Source: The Church Point, LA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.