Chubbuck cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexChubbuckIdahoNational
Cost of living index8992100
IndexChubbuckIdahoNational
Goods & Services index8793100
Groceries index10395100
Health care index106103100
Housing index8588100
Transportation index9093100
Utilities index8387100
Displayed above is a general overview of the Chubbuck, ID cost of living index. The overall cost of living index in Chubbuck, ID is 89, which is 3% lower than the Idaho average and 11% lower than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Chubbuck, ID are 6% lower than the Idaho average and 13% lower than the national average.

Did you know?

  • The cost of living in Chubbuck is 3% lower than the Idaho average.
  • The cost of living in Chubbuck is 11% lower than the national average.
  • The cost of housing in Chubbuck is 15% lower than the national average.
  • Idaho general sales tax is 18% higher than the national average.
  • Idaho state income tax is 28% lower than the national average.

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Compare Chubbuck, ID Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current salary in Chubbuck, ID to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Chubbuck, ID, then you would need to earn more income in order to maintain the same standard of living. To use the Chubbuck, ID salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$60,914$5,076$1,421$1,828
Renters$27,933$2,328$652$838
The affordability of the housing market in Chubbuck, ID as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Chubbuck, ID homeowners, the median income is $60,914. This indicates that a monthly maximum of $1,421 should be spent by homeowners on all housing related costs. Renters have a median income of $27,933. This indicates that renters should have a maximum of $652 used for their rent related monthly costs.

Idaho Sales Tax

StateGeneral Sales TaxWith Max Surtax
Idaho6%8.5%

Idaho Income Tax

StateIncome Tax (Low)Income Tax (High)
Idaho1.6%7.4%
When considering the overall cost of living expenses in Chubbuck, ID, it's important to take into account the sales tax for Idaho, as well as the rate for income tax in Idaho. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Idaho is 8.5%, and the sales tax in the state of Idaho is 6%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Idaho starts from 1.6% and goes up to 7.4%.

Goods & Services

ItemChubbuckNational avg.Difference
Haircut $11.17$14.5923.5%
Beauty Salon $37.50$34.688.1%
Toothpaste $1.39$2.4743.8%
Shampoo $1.05$1.022.7%
Movie $11.00$9.8711.5%
Bowling $3.32$4.3924.4%

Groceries

ItemChubbuckNational avg.Difference
Ground Beef $4.15$4.487.3%
Fried Chicken $1.11$1.4624.2%
Milk $1.82$2.3622.8%
Potatoes $3.72$3.0621.5%
Pizza $9.66$9.244.5%
Beer $8.14$8.635.7%

Health Care

ItemChubbuckNational avg.Difference
Optometrist $94.50$99.785.3%
Doctor $129.67$105.0323.5%
Dentist $84.80$88.704.4%
Ibuprofen $10.24$9.418.8%
Lipitor $313.85$298.505.1%

Housing

ItemChubbuckNational avg.Difference
Home Price $161,800.00$175,700.007.9%
Avg. Mortgage Payment $616.12$1,081.0343.0%
Apartment Rent $629.00$920.0031.6%

Transportation

ItemChubbuckNational avg.Difference
Gasoline $1.80$2.0914.0%
Tire Balancing $45.00$45.290.6%

Utilities

ItemChubbuckNational avg.Difference
All Electricity$139.48$170.8018.3%
Phone $23.95$28.2615.2%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Fort Hall, ID3,31579-21%
Inkom, ID93085-15%
Pocatello, ID54,46686-14%
Arbon Valley, ID73086-14%
Tyhee, ID1,134100-0%
Chubbuck, ID14,11789-11%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Hickory Hills, IL14,1171099%
Fort Payne, AL14,11584-16%
Sault Ste. Marie, MI14,12185-15%
Dentsville, SC14,12293-7%
Washington Court House, OH14,12384-16%
Chubbuck, ID14,11789-11%
Source: The Chubbuck, ID cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.