Chisago City cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexChisago CityMinnesotaNational
Cost of living index105102100
IndexChisago CityMinnesotaNational
Goods & Services index109107100
Groceries index105107100
Health care index103108100
Housing index106101100
Transportation index10298100
Utilities index9187100
Here we can see a simple outline of the cost of living in Chisago City, MN. As you can see, with the average cost of living in Chisago City, MN being 105, that puts it 2% higher than the average of Minnesota and 5% higher than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Chisago City, MN, the price of goods and services are 2% higher than the average of Minnesota as well as 9% higher than the nation's average.

Did you know?

  • The cost of living in Chisago City is 2% higher than the Minnesota average.
  • The cost of living in Chisago City is 5% higher than the national average.
  • The cost of housing in Chisago City is 6% higher than the national average.
  • Minnesota general sales tax is 35% higher than the national average.
  • Minnesota state income tax is 141% higher than the national average.

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Compare Chisago City, MN Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current salary in Chisago City, MN to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Chisago City, MN, then you would need to earn more income in order to maintain the same standard of living. To use the Chisago City, MN salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$78,333$6,528$1,828$2,350
Renters$24,069$2,006$562$722
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Chisago City, MN, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Chisago City, MN homeowners have a median income of $78,333. Using that number, you will come up with a maximum of $1,828 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $24,069, which means there is a maximum of $562 to be spent on the costs of renting a home or apartment.

Minnesota Sales Tax

StateGeneral Sales TaxWith Max Surtax
Minnesota6.875%7.875%

Minnesota Income Tax

StateIncome Tax (Low)Income Tax (High)
Minnesota5.35%9.85%
When you are determining the total cost of living in Chisago City, MN you will want to make sure you consider both the Minnesota sales tax and the Minnesota income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Minnesota is 6.875%, with the highest surtax being 7.875%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Minnesota have a range from 5.35% to 9.85%.

Goods & Services

ItemChisago CityNational avg.Difference
Haircut $22.74$14.5955.8%
Beauty Salon $33.43$34.683.6%
Toothpaste $3.44$2.4739.1%
Shampoo $1.05$1.022.7%
Movie $9.88$9.870.1%
Bowling $4.16$4.395.3%

Groceries

ItemChisago CityNational avg.Difference
Ground Beef $3.76$4.4816.0%
Fried Chicken $1.92$1.4631.1%
Milk $2.24$2.365.0%
Potatoes $3.22$3.065.2%
Pizza $10.57$9.2414.4%
Beer $8.66$8.630.3%

Health Care

ItemChisago CityNational avg.Difference
Optometrist $81.89$99.7817.9%
Doctor $131.17$105.0324.9%
Dentist $86.82$88.702.1%
Ibuprofen $11.79$9.4125.3%
Lipitor $250.88$298.5016.0%

Housing

ItemChisago CityNational avg.Difference
Home Price $207,800.00$175,700.0018.3%
Avg. Mortgage Payment $1,173.84$1,081.038.6%
Apartment Rent $704.00$920.0023.5%

Transportation

ItemChisago CityNational avg.Difference
Gasoline $1.97$2.095.8%
Tire Balancing $55.48$45.2922.5%

Utilities

ItemChisago CityNational avg.Difference
All Electricity$158.73$170.807.1%
Phone $24.99$28.2611.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Stacy, MN1,53992-8%
Dresser, WI87194-6%
Shafer, MN93695-5%
Osceola, WI2,52296-4%
St. Croix Falls, WI2,05998-2%
Chisago City, MN4,9511055%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Medical Lake, WA4,95092-8%
Ridge Wood Heights, FL4,95399-1%
Dunlap, TN4,95389-11%
Greenacres, CA4,9491066%
Granite Shoals, TX4,95482-18%
Chisago City, MN4,9511055%
Source: The Chisago City, MN cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.