Chino cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexChinoCaliforniaNational
Cost of living index130135100
IndexChinoCaliforniaNational
Goods & Services index104107100
Groceries index109117100
Health care index104109100
Housing index178189100
Transportation index127125100
Utilities index113116100
A general summary of the cost of living index in Chino, CA is shown above. Compared to the state average of California the cost of living index in Chino, CA is 130, which is 4% lower than the average in California and compared to the national average it is 30% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Chino, CA goods and services come in at 3% lower than the average in California and are 4% higher than compared to the nationwide average.

Did you know?

  • The cost of living in Chino is 4% lower than the California average.
  • The cost of living in Chino is 30% higher than the national average.
  • The cost of housing in Chino is 78% higher than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare Chino, CA Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current income in Chino, CA to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Chino, CA, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Chino, CA salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$85,071$7,089$1,985$2,552
Renters$46,620$3,885$1,088$1,399
If you want to find a good determining factor for the cost of living and the general affordability of housing in Chino, CA, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Chino, CA, the median monthly income is $85,071 for those who own their own homes. Under the standard rule, that income level would allow for $1,985 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $46,620, per the median income in the area. That would allow for renters to spend up to $1,088 on monthly rental expenses.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.5%10%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%12.3%
One thing to keep in mind when considering the cost of living in Chino, CA is the California sales tax and California income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The California sales tax rate is 7.5% and the maximum surtax that can be charged is 10%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The California income tax rates range from 1% to 12.3%.

Goods & Services

ItemChinoNational avg.Difference
Haircut $18.89$14.5929.4%
Beauty Salon $60.96$34.6875.8%
Toothpaste $2.59$2.474.7%
Shampoo $1.09$1.026.7%
Movie $12.50$9.8726.7%
Bowling $5.79$4.3931.8%

Groceries

ItemChinoNational avg.Difference
Ground Beef $4.49$4.480.3%
Fried Chicken $1.74$1.4618.8%
Milk $2.69$2.3614.1%
Potatoes $3.32$3.068.4%
Pizza $9.00$9.242.6%
Beer $9.35$8.638.3%

Health Care

ItemChinoNational avg.Difference
Optometrist $104.42$99.784.7%
Doctor $95.57$105.039.0%
Dentist $102.40$88.7015.4%
Ibuprofen $11.60$9.4123.2%
Lipitor $281.41$298.505.7%

Housing

ItemChinoNational avg.Difference
Home Price $337,200.00$175,700.0091.9%
Avg. Mortgage Payment $2,759.31$1,081.03155.2%
Apartment Rent $1,335.00$920.0045.1%

Transportation

ItemChinoNational avg.Difference
Gasoline $2.61$2.0924.8%
Tire Balancing $60.00$45.2932.5%

Utilities

ItemChinoNational avg.Difference
All Electricity$186.13$170.809.0%
Phone $33.30$28.2617.8%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Home Gardens, CA11,70111313%
Jurupa Valley, CA97,24711414%
Montclair, CA37,68511818%
Fontana, CA201,35511818%
Ontario, CA166,89211919%
Chino, CA80,81013030%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Parma, OH80,69993-7%
Lakewood, CA80,92614141%
Farmington Hills, MI80,6821011%
Cranston, RI80,68011919%
Johns Creek, GA80,97912424%
Chino, CA80,81013030%
Source: The Chino, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.