Chandler cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexChandlerArizonaNational
Cost of living index10698100
IndexChandlerArizonaNational
Goods & Services index9498100
Groceries index97101100
Health care index9897100
Housing index13197100
Transportation index92100100
Utilities index9699100
An overview of the general cost of living index for Chandler, AZ is displayed above for your reference. Residents in Chandler, AZ enjoy a cost of living index of 106. This index is 8% higher than the Arizona average, and 6% higher than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Chandler, AZ, the average cost of goods and services is 4% lower than it is in Arizona, and it is 6% lower than the national average.

Did you know?

  • The cost of living in Chandler is 8% higher than the Arizona average.
  • The cost of living in Chandler is 6% higher than the national average.
  • The cost of housing in Chandler is 31% higher than the national average.
  • Arizona general sales tax is 10% higher than the national average.
  • Arizona state income tax is 16% higher than the national average.

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Salary Calculator

This is how much you would need to earn in
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Cost of living index
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Groceries index
Health care index
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Use the salary calculator to compare your current income in Chandler, AZ to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Chandler, AZ, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Chandler, AZ salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$91,093$7,591$2,125$2,733
Renters$55,110$4,593$1,286$1,653
If you want to find a good determining factor for the cost of living and the general affordability of housing in Chandler, AZ, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Chandler, AZ, the median monthly income is $91,093 for those who own their own homes. Under the standard rule, that income level would allow for $2,125 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $55,110, per the median income in the area. That would allow for renters to spend up to $1,286 on monthly rental expenses.

Arizona Sales Tax

StateGeneral Sales TaxWith Max Surtax
Arizona5.6%10.725%

Arizona Income Tax

StateIncome Tax (Low)Income Tax (High)
Arizona2.59%4.54%
One thing to keep in mind when considering the cost of living in Chandler, AZ is the Arizona sales tax and Arizona income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Arizona sales tax rate is 5.6% and the maximum surtax that can be charged is 10.725%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Arizona income tax rates range from 2.59% to 4.54%.

Goods & Services

ItemChandlerNational avg.Difference
Haircut $14.92$16.097.3%
Beauty Salon $35.00$37.336.2%
Toothpaste $2.33$2.454.9%
Shampoo $0.99$1.001.1%
Movie $9.55$10.287.1%
Bowling $8.01$4.9362.4%

Groceries

ItemChandlerNational avg.Difference
Ground Beef $3.06$3.8019.5%
Fried Chicken $1.52$1.408.8%
Milk $1.49$2.0125.6%
Potatoes $2.71$3.019.9%
Pizza $10.99$9.8911.2%
Beer $8.70$8.902.3%

Health Care

ItemChandlerNational avg.Difference
Optometrist $72.44$102.1629.1%
Doctor $99.17$108.368.5%
Dentist $99.17$92.537.2%
Ibuprofen $7.25$9.2821.9%
Lipitor $449.51$425.825.6%

Housing

ItemChandlerNational avg.Difference
Home Price $248,500.00$184,700.0034.5%
Avg. Mortgage Payment $1,140.12$1,202.445.2%
Apartment Rent $1,162.00$949.0022.4%

Transportation

ItemChandlerNational avg.Difference
Gasoline $2.12$2.245.5%
Tire Balancing $39.99$46.2913.6%

Utilities

ItemChandlerNational avg.Difference
All Electricity$197.60$165.9619.1%
Phone $19.99$28.6830.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Upper Santan Village, AZ45995-5%
Casa Blanca, AZ1,04295-5%
Sacaton, AZ2,78795-5%
Sweet Water Village, AZ20270-30%
Wet Camp Village, AZ38174-26%
Chandler, AZ242,1311066%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Glendale, AZ239,94393-7%
Lubbock, TX244,50788-12%
Norfolk, VA245,7241088%
Winston-Salem, NC238,47495-5%
Madison, WI246,0341088%
Chandler, AZ242,1311066%
Source: The Chandler, AZ cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.