Cedar Hill cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexCedar HillTexasNational
Cost of living index10090100
IndexCedar HillTexasNational
Goods & Services index10794100
Groceries index10889100
Health care index10695100
Housing index9081100
Transportation index10293100
Utilities index9995100
A general overview of the cost of living index for Cedar Hill, TX is displayed above. In Cedar Hill, TX, the overall cost of living index is 100, which is 12% higher than the Texas average and equal to the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Cedar Hill, TX, the city's goods and services are 13% higher than the Texas average and 7% higher than the U.S. average.

Did you know?

  • The cost of living in Cedar Hill is 12% higher than the Texas average.
  • The cost of living in Cedar Hill is equal to the national average.
  • The cost of housing in Cedar Hill is 10% lower than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

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Compare Cedar Hill, TX Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
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Groceries index
Health care index
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Using the salary calculator lets you compare the salary you earn in Cedar Hill, TX to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Cedar Hill, TX, you have to earn a higher income in order to still have the same standard of living. To operate the Cedar Hill, TX salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$79,598$6,633$1,857$2,388
Renters$43,216$3,601$1,008$1,297
If you want to find a good determining factor for the cost of living and the general affordability of housing in Cedar Hill, TX, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Cedar Hill, TX, the median monthly income is $79,598 for those who own their own homes. Under the standard rule, that income level would allow for $1,857 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $43,216, per the median income in the area. That would allow for renters to spend up to $1,008 on monthly rental expenses.

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax
Texas6.25%8.25%

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
Texas0%0%
One thing to keep in mind when considering the cost of living in Cedar Hill, TX is the Texas sales tax and Texas income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Texas sales tax rate is 6.25% and the maximum surtax that can be charged is 8.25%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Texas income tax rates range from 0% to 0%.

Goods & Services

ItemCedar HillNational avg.Difference
Haircut $22.16$15.5642.4%
Beauty Salon $43.11$36.1119.4%
Toothpaste $2.57$2.473.9%
Shampoo $1.05$0.969.2%
Movie $10.36$10.132.3%
Bowling $6.10$4.7428.9%

Groceries

ItemCedar HillNational avg.Difference
Ground Beef $3.90$3.982.1%
Fried Chicken $1.92$1.4136.5%
Milk $1.87$2.069.4%
Potatoes $3.66$2.9822.8%
Pizza $10.41$9.479.9%
Beer $9.48$8.797.8%

Health Care

ItemCedar HillNational avg.Difference
Optometrist $114.42$101.0413.2%
Doctor $107.11$107.440.3%
Dentist $97.63$90.428.0%
Ibuprofen $10.28$9.2810.8%
Lipitor $451.49$426.505.9%

Housing

ItemCedar HillNational avg.Difference
Home Price $130,700.00$175,700.0025.6%
Avg. Mortgage Payment $918.75$1,133.2318.9%
Apartment Rent $1,157.00$920.0025.8%

Transportation

ItemCedar HillNational avg.Difference
Gasoline $1.86$1.996.7%
Tire Balancing $54.96$45.7620.1%

Utilities

ItemCedar HillNational avg.Difference
All Electricity$162.75$163.810.6%
Phone $28.15$28.390.8%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Hutchins, TX5,41090-10%
Venus, TX3,11090-10%
Alvarado, TX3,83291-9%
Cockrell Hill, TX4,26792-8%
Lancaster, TX37,73194-6%
Cedar Hill, TX46,4141000%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Bonita Springs, FL46,38411010%
St. Louis Park, MN46,46611010%
Potomac, MD46,47519898%
Ceres, CA46,5701066%
Tuckahoe, VA46,2351099%
Cedar Hill, TX46,4141000%
Source: The Cedar Hill, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.