Carolina Beach cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexCarolina BeachNorth CarolinaNational
Cost of living index11295100
IndexCarolina BeachNorth CarolinaNational
Goods & Services index99100100
Groceries index10399100
Health care index113105100
Housing index13887100
Transportation index10194100
Utilities index10097100
Displayed above is a general overview of the Carolina Beach, NC cost of living index. The overall cost of living index in Carolina Beach, NC is 112, which is 18% higher than the North Carolina average and 12% higher than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Carolina Beach, NC are 1% lower than the North Carolina average and 1% lower than the national average.

Did you know?

  • The cost of living in Carolina Beach is 18% higher than the North Carolina average.
  • The cost of living in Carolina Beach is 12% higher than the national average.
  • The cost of housing in Carolina Beach is 38% higher than the national average.
  • North Carolina general sales tax is 7% lower than the national average.
  • North Carolina state income tax is 159% higher than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in Carolina Beach, NC to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Carolina Beach, NC, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Carolina Beach, NC salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
If you want to find a good determining factor for the cost of living and the general affordability of housing in Carolina Beach, NC, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Carolina Beach, NC, the median monthly income is $77,083 for those who own their own homes. Under the standard rule, that income level would allow for $1,798 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $45,183, per the median income in the area. That would allow for renters to spend up to $1,054 on monthly rental expenses.

North Carolina Sales Tax

StateGeneral Sales TaxWith Max Surtax
North Carolina4.75%7.5%

North Carolina Income Tax

StateIncome Tax (Low)Income Tax (High)
North Carolina5.75%5.75%
One thing to keep in mind when considering the cost of living in Carolina Beach, NC is the North Carolina sales tax and North Carolina income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The North Carolina sales tax rate is 4.75% and the maximum surtax that can be charged is 7.5%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The North Carolina income tax rates range from 5.75% to 5.75%.

Goods & Services

ItemCarolina BeachNational avg.Difference
Haircut $14.22$15.568.6%
Beauty Salon $41.53$36.1115.0%
Toothpaste $2.12$2.4714.3%
Shampoo $1.00$0.963.3%
Movie $11.29$10.1311.5%
Bowling $3.90$4.7417.7%


ItemCarolina BeachNational avg.Difference
Ground Beef $4.72$3.9818.5%
Fried Chicken $1.36$1.413.1%
Milk $1.97$2.064.5%
Potatoes $3.34$2.9812.0%
Pizza $9.13$9.473.6%
Beer $8.69$8.791.1%

Health Care

ItemCarolina BeachNational avg.Difference
Optometrist $110.28$101.049.1%
Doctor $140.44$107.4430.7%
Dentist $101.50$90.4212.3%
Ibuprofen $8.83$9.284.9%
Lipitor $427.77$426.500.3%


ItemCarolina BeachNational avg.Difference
Home Price $254,800.00$175,700.0045.0%
Avg. Mortgage Payment $958.55$1,133.2315.4%
Apartment Rent $1,129.00$920.0022.7%


ItemCarolina BeachNational avg.Difference
Gasoline $1.96$1.991.6%
Tire Balancing $48.95$45.767.0%


ItemCarolina BeachNational avg.Difference
All Electricity$167.71$163.812.4%
Phone $28.00$28.391.4%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Bolivia, NC29288-12%
Navassa, NC1,91992-8%
Silver Lake, NC6,02499-1%
Boiling Spring Lakes, NC5,5291000%
Leland, NC15,3161044%
Carolina Beach, NC5,88811212%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Kingston, TN5,88882-18%
De Soto, KS5,88898-2%
Sidney, MT5,88897-3%
Bellwood, VA5,88992-8%
Prairie View, TX5,89090-10%
Carolina Beach, NC5,88811212%
Source: The Carolina Beach, NC cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.