Carlisle cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexCarlisleOhioNational
Cost of living index9391100
IndexCarlisleOhioNational
Goods & Services index10496100
Groceries index10799100
Health care index9196100
Housing index7375100
Transportation index9695100
Utilities index101101100
The above illustration supplies generalized information for the Carlisle, OH cost of living index. Compared to other cities in Ohio and cities across the country, the cost of living index in Carlisle, OH is 93, which is 3% higher than the Ohio average and 7% lower than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Carlisle, OH are 8% higher than the average for Ohio and 4% higher than the rest of the country.

Did you know?

  • The cost of living in Carlisle is 3% higher than the Ohio average.
  • The cost of living in Carlisle is 7% lower than the national average.
  • The cost of housing in Carlisle is 27% lower than the national average.
  • Ohio general sales tax is 13% higher than the national average.
  • Ohio state income tax is 76% lower than the national average.

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Compare Carlisle, OH Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
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Groceries index
Health care index
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Using the salary calculator lets you compare the salary you earn in Carlisle, OH to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Carlisle, OH, you have to earn a higher income in order to still have the same standard of living. To operate the Carlisle, OH salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$65,081$5,423$1,518$1,953
Renters$23,750$1,979$554$713
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Carlisle, OH as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Carlisle, OH homeowners, is $65,081. This would allow for a maximum of $1,518 per month to be spent on housing costs. For renters, the median monthly income is $23,750 which would result in a maximum of $554 to be spent on rental costs.

Ohio Sales Tax

StateGeneral Sales TaxWith Max Surtax
Ohio5.75%8%

Ohio Income Tax

StateIncome Tax (Low)Income Tax (High)
Ohio0.528%5.333%
When considering the overall cost of living expenses in Carlisle, OH, it's important to take into account the sales tax for Ohio, as well as the rate for income tax in Ohio. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Ohio is 8%, and the sales tax in the state of Ohio is 5.75%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Ohio starts from 0.528% and goes up to 5.333%.

Goods & Services

ItemCarlisleNational avg.Difference
Haircut $18.00$14.5923.3%
Beauty Salon $47.40$34.6836.7%
Toothpaste $2.87$2.4716.0%
Shampoo $1.25$1.0222.3%
Movie $11.63$9.8717.9%
Bowling $5.50$4.3925.2%

Groceries

ItemCarlisleNational avg.Difference
Ground Beef $5.49$4.4822.6%
Fried Chicken $1.91$1.4630.5%
Milk $2.29$2.362.8%
Potatoes $3.39$3.0610.7%
Pizza $8.39$9.249.2%
Beer $7.99$8.637.4%

Health Care

ItemCarlisleNational avg.Difference
Optometrist $86.35$99.7813.5%
Doctor $78.50$105.0325.3%
Dentist $84.00$88.705.3%
Ibuprofen $9.01$9.414.3%
Lipitor $304.35$298.502.0%

Housing

ItemCarlisleNational avg.Difference
Home Price $132,900.00$175,700.0024.4%
Avg. Mortgage Payment $811.81$1,081.0324.9%
Apartment Rent $613.00$920.0033.4%

Transportation

ItemCarlisleNational avg.Difference
Gasoline $2.02$2.093.3%
Tire Balancing $41.99$45.297.3%

Utilities

ItemCarlisleNational avg.Difference
All Electricity$144.29$170.8015.5%
Phone $34.95$28.2623.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Centerville, OH12781-19%
Drexel, OH1,87284-16%
Jacksonburg, OH6786-14%
Dayton, OH141,77686-14%
New Lebanon, OH4,02187-13%
Carlisle, OH5,00193-7%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Chisholm, MN5,00187-13%
North Fond du Lac, WI5,00093-7%
Wahneta, FL5,00083-17%
Shenandoah, PA5,00282-18%
Clarion, PA5,00092-8%
Carlisle, OH5,00193-7%
Source: The Carlisle, OH cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.