Carbondale cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexCarbondaleIllinoisNational
Cost of living index9099100
IndexCarbondaleIllinoisNational
Goods & Services index9798100
Groceries index10199100
Health care index101101100
Housing index6799100
Transportation index9297100
Utilities index114101100
A general overview of the cost of living index for Carbondale, IL is displayed above. In Carbondale, IL, the overall cost of living index is 90, which is 9% lower than the Illinois average and 10% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Carbondale, IL, the city's goods and services are 2% lower than the Illinois average and 3% lower than the U.S. average.

Did you know?

  • The cost of living in Carbondale is 9% lower than the Illinois average.
  • The cost of living in Carbondale is 10% lower than the national average.
  • The cost of housing in Carbondale is 33% lower than the national average.
  • Illinois general sales tax is 23% higher than the national average.
  • Illinois state income tax is 69% higher than the national average.

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Salary Calculator

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The salary calculator allows you to compare how much your current salary in Carbondale, IL would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Carbondale, IL, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Carbondale, IL salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$67,154$5,596$1,567$2,015
Renters$12,223$1,019$285$367
One can approximate the cost of living and the housing affordability in Carbondale, IL by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Carbondale, IL have a median income of $67,154. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,567 per month to avoid calamity and poverty. The renters in the city have an income of about $12,223, which would make their monthly maximum allowable rental costs $285.

Illinois Sales Tax

StateGeneral Sales TaxWith Max Surtax
Illinois6.25%9.75%

Illinois Income Tax

StateIncome Tax (Low)Income Tax (High)
Illinois3.75%3.75%
When assessing the complete cost of living in Carbondale, IL, the Illinois income tax and the Illinois sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Illinois maximum surtax is 9.75%, and the Illinois sales tax is 6.25%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 3.75% to 3.75% in Illinois.

Goods & Services

ItemCarbondaleNational avg.Difference
Haircut $16.17$14.5910.8%
Beauty Salon $34.85$34.680.5%
Toothpaste $2.47$2.470.1%
Shampoo $0.87$1.0214.9%
Movie $10.46$9.876.0%
Bowling $3.64$4.3917.1%

Groceries

ItemCarbondaleNational avg.Difference
Ground Beef $5.69$4.4827.1%
Fried Chicken $1.99$1.4635.9%
Milk $2.61$2.3610.7%
Potatoes $2.41$3.0621.3%
Pizza $8.39$9.249.2%
Beer $7.99$8.637.4%

Health Care

ItemCarbondaleNational avg.Difference
Optometrist $83.00$99.7816.8%
Doctor $98.56$105.036.2%
Dentist $93.75$88.705.7%
Ibuprofen $10.71$9.4113.8%
Lipitor $306.38$298.502.6%

Housing

ItemCarbondaleNational avg.Difference
Home Price $113,300.00$175,700.0035.5%
Avg. Mortgage Payment $711.37$1,081.0334.2%
Apartment Rent $684.00$920.0025.7%

Transportation

ItemCarbondaleNational avg.Difference
Gasoline $1.86$2.0910.9%
Tire Balancing $44.70$45.291.3%

Utilities

ItemCarbondaleNational avg.Difference
All Electricity$164.26$170.803.8%
Phone $39.44$28.2639.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Gorham, IL16877-23%
Freeman Spur, IL26276-24%
Orient, IL37777-23%
Bush, IL29380-20%
Vergennes, IL32281-19%
Carbondale, IL26,37490-10%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Barberton, OH26,37586-14%
Wooster, OH26,35386-14%
Kingsville, TX26,34884-16%
Smithtown, NY26,40815454%
Sahuarita, AZ26,4411022%
Carbondale, IL26,37490-10%
Source: The Carbondale, IL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.