Camarillo cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index147135100
Goods & Services index105107100
Groceries index106117100
Health care index109109100
Housing index236189100
Transportation index120125100
Utilities index112116100
A general summary of the cost of living index in Camarillo, CA is shown above. Compared to the state average of California the cost of living index in Camarillo, CA is 147, which is 8% higher than the average in California and compared to the national average it is 47% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Camarillo, CA goods and services come in at 1% lower than the average in California and are 5% higher than compared to the nationwide average.

Did you know?

  • The cost of living in Camarillo is 8% higher than the California average.
  • The cost of living in Camarillo is 47% higher than the national average.
  • The cost of housing in Camarillo is 136% higher than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare Camarillo, CA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
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Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Use the salary calculator to compare your current income in Camarillo, CA to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Camarillo, CA, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Camarillo, CA salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
If you want to find a good determining factor for the cost of living and the general affordability of housing in Camarillo, CA, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Camarillo, CA, the median monthly income is $102,901 for those who own their own homes. Under the standard rule, that income level would allow for $2,401 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $57,596, per the median income in the area. That would allow for renters to spend up to $1,344 on monthly rental expenses.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax

California Income Tax

StateIncome Tax (Low)Income Tax (High)
When assessing the complete cost of living in Camarillo, CA, the California income tax and the California sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The California maximum surtax is 10%, and the California sales tax is 7.5%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 1% to 12.3% in California.

Goods & Services

ItemCamarilloNational avg.Difference
Haircut $18.32$14.5925.5%
Beauty Salon $63.86$34.6884.1%
Toothpaste $2.90$2.4717.3%
Shampoo $1.11$1.028.6%
Movie $14.20$9.8743.9%
Bowling $6.63$4.3951.0%


ItemCamarilloNational avg.Difference
Ground Beef $4.16$4.487.1%
Fried Chicken $1.74$1.4618.8%
Milk $2.62$2.3611.2%
Potatoes $2.99$3.062.3%
Pizza $8.00$9.2413.4%
Beer $9.38$8.638.7%

Health Care

ItemCamarilloNational avg.Difference
Optometrist $126.07$99.7826.3%
Doctor $97.27$105.037.4%
Dentist $110.00$88.7024.0%
Ibuprofen $12.16$9.4129.2%
Lipitor $280.93$298.505.9%


ItemCamarilloNational avg.Difference
Home Price $456,500.00$175,700.00159.8%
Avg. Mortgage Payment $2,080.63$1,081.0392.5%
Apartment Rent $1,658.00$920.0080.2%


ItemCamarilloNational avg.Difference
Gasoline $2.63$2.0925.7%
Tire Balancing $46.96$45.293.7%


ItemCamarilloNational avg.Difference
All Electricity$183.94$170.807.7%
Phone $33.30$28.2617.8%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Piru, CA2,0781099%
Saticoy, CA1,21211616%
El Rio, CA6,78512222%
Fillmore, CA15,20312323%
Santa Paula, CA29,99012424%
Camarillo, CA65,98514747%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Palo Alto, CA65,998222122%
Youngstown, OH66,01373-27%
St. Cloud, MN66,03896-4%
Walnut Creek, CA65,92316868%
Schenectady, NY66,05599-1%
Camarillo, CA65,98514747%
Source: The Camarillo, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.