Calumet City cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexCalumet CityIllinoisNational
Cost of living index9798100
IndexCalumet CityIllinoisNational
Goods & Services index10897100
Groceries index10897100
Health care index103100100
Housing index7199100
Transportation index126104100
Utilities index9595100
The above illustration supplies generalized information for the Calumet City, IL cost of living index. Compared to other cities in Illinois and cities across the country, the cost of living index in Calumet City, IL is 97, which is 1% lower than the Illinois average and 3% lower than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Calumet City, IL are 12% higher than the average for Illinois and 8% higher than the rest of the country.

Did you know?

  • The cost of living in Calumet City is 1% lower than the Illinois average.
  • The cost of living in Calumet City is 3% lower than the national average.
  • The cost of housing in Calumet City is 29% lower than the national average.
  • Illinois general sales tax is 23% higher than the national average.
  • Illinois state income tax is 69% higher than the national average.

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Compare Calumet City, IL Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current income in Calumet City, IL to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Calumet City, IL, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Calumet City, IL salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$50,563$4,214$1,180$1,517
Renters$26,519$2,210$619$796
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Calumet City, IL as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Calumet City, IL homeowners, is $50,563. This would allow for a maximum of $1,180 per month to be spent on housing costs. For renters, the median monthly income is $26,519 which would result in a maximum of $619 to be spent on rental costs.

Illinois Sales Tax

StateGeneral Sales TaxWith Max Surtax
Illinois6.25%9.75%

Illinois Income Tax

StateIncome Tax (Low)Income Tax (High)
Illinois3.75%3.75%
For those who live in Calumet City, IL and want to know what the true cost of living is, they ought to look at both the Illinois income tax rate and the Illinois sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In Illinois, the sales tax is 6.25%, while the most you'll pay in surtax is 9.75%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in Illinois, the income tax rate ranges between 3.75% to 3.75%.

Goods & Services

ItemCalumet CityNational avg.Difference
Haircut $17.44$15.5612.1%
Beauty Salon $55.00$36.1152.3%
Toothpaste $2.68$2.478.3%
Shampoo $1.00$0.963.6%
Movie $13.20$10.1330.3%
Bowling $8.00$4.7468.9%

Groceries

ItemCalumet CityNational avg.Difference
Ground Beef $4.57$3.9814.6%
Fried Chicken $1.67$1.4118.4%
Milk $1.94$2.065.8%
Potatoes $3.51$2.9817.6%
Pizza $9.99$9.475.5%
Beer $8.73$8.790.7%

Health Care

ItemCalumet CityNational avg.Difference
Optometrist $95.00$101.046.0%
Doctor $99.17$107.447.7%
Dentist $101.11$90.4211.8%
Ibuprofen $9.80$9.285.6%
Lipitor $421.75$426.501.1%

Housing

ItemCalumet CityNational avg.Difference
Home Price $105,100.00$175,700.0040.2%
Avg. Mortgage Payment $1,611.36$1,133.2342.2%
Apartment Rent $900.00$920.002.2%

Transportation

ItemCalumet CityNational avg.Difference
Gasoline $2.57$1.9928.9%
Tire Balancing $54.44$45.7619.0%

Utilities

ItemCalumet CityNational avg.Difference
All Electricity$150.85$163.817.9%
Phone $28.44$28.390.2%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Dixmoor, IL3,63588-12%
Gary, IN79,16591-9%
Ford Heights, IL2,77792-8%
East Chicago, IN29,38792-8%
Robbins, IL5,22192-8%
Calumet City, IL37,19797-3%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Addison, IL37,21511212%
Spartanburg, SC37,21691-9%
Mission Bend, TX37,11094-6%
Westerville, OH37,1011011%
Chelsea, MA37,08413232%
Calumet City, IL37,19797-3%
Source: The Calumet City, IL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.