California cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexCaliforniaMissouriNational
Cost of living index8491100
IndexCaliforniaMissouriNational
Goods & Services index9899100
Groceries index9695100
Health care index9997100
Housing index5679100
Transportation index8787100
Utilities index99104100
An overview of the general cost of living index for California, MO is displayed above for your reference. Residents in California, MO enjoy a cost of living index of 84. This index is 8% lower than the Missouri average, and 16% lower than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in California, MO, the average cost of goods and services is equal to it is in Missouri, and it is 2% lower than the national average.

Did you know?

  • The cost of living in California is 8% lower than the Missouri average.
  • The cost of living in California is 16% lower than the national average.
  • The cost of housing in California is 44% lower than the national average.
  • Missouri general sales tax is 17% lower than the national average.
  • Missouri state income tax is 33% lower than the national average.

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Compare California, MO Cost of living To Other Cities

Salary Calculator

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Health care index
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Use the salary calculator to compare your current salary in California, MO to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in California, MO, then you would need to earn more income in order to maintain the same standard of living. To use the California, MO salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$57,798$4,817$1,349$1,734
Renters$20,848$1,737$486$626
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in California, MO as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for California, MO homeowners, is $57,798. This would allow for a maximum of $1,349 per month to be spent on housing costs. For renters, the median monthly income is $20,848 which would result in a maximum of $486 to be spent on rental costs.

Missouri Sales Tax

StateGeneral Sales TaxWith Max Surtax
Missouri4.225%9.35%

Missouri Income Tax

StateIncome Tax (Low)Income Tax (High)
Missouri1.5%6%
The Missouri sales tax and Missouri income tax rates should definitely be considered when determining the overall cost of living in California, MO. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Missouri sales tax is 4.225% and the maximum surtax is 9.35%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Missouri income tax rates range from 1.5% to 6%.

Goods & Services

ItemCaliforniaNational avg.Difference
Haircut $13.50$14.597.5%
Beauty Salon $38.90$34.6812.2%
Toothpaste $2.72$2.4710.0%
Shampoo $0.91$1.0211.0%
Movie $9.25$9.876.3%
Bowling $4.38$4.390.3%

Groceries

ItemCaliforniaNational avg.Difference
Ground Beef $4.81$4.487.4%
Fried Chicken $1.29$1.4611.9%
Milk $2.88$2.3622.2%
Potatoes $2.32$3.0624.2%
Pizza $9.49$9.242.7%
Beer $8.24$8.634.6%

Health Care

ItemCaliforniaNational avg.Difference
Optometrist $87.73$99.7812.1%
Doctor $100.67$105.034.2%
Dentist $86.70$88.702.3%
Ibuprofen $9.99$9.416.1%
Lipitor $307.99$298.503.2%

Housing

ItemCaliforniaNational avg.Difference
Home Price $94,500.00$175,700.0046.2%
Avg. Mortgage Payment $853.58$1,081.0321.0%
Apartment Rent $568.00$920.0038.3%

Transportation

ItemCaliforniaNational avg.Difference
Gasoline $1.78$2.0914.7%
Tire Balancing $41.66$45.298.0%

Utilities

ItemCaliforniaNational avg.Difference
All Electricity$158.80$170.807.0%
Phone $30.61$28.268.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Lupus, MO2778-22%
Clarksburg, MO26879-21%
Bunceton, MO35082-18%
Versailles, MO2,49682-18%
Hartsburg, MO11482-18%
California, MO4,34284-16%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Fayetteville, NY4,3421022%
Mont Belvieu, TX4,3431033%
Ligonier, IN4,34481-19%
Jersey Shore, PA4,33990-10%
Soldotna, AK4,34512121%
California, MO4,34284-16%
Source: The California, MO cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.