California cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexCaliforniaMarylandNational
Cost of living index120115100
IndexCaliforniaMarylandNational
Goods & Services index9891100
Groceries index112112100
Health care index9488100
Housing index159154100
Transportation index121108100
Utilities index9899100
A general overview of the cost of living index for California, MD is displayed above. In California, MD, the overall cost of living index is 120, which is 4% higher than the Maryland average and 20% higher than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of California, MD, the city's goods and services are 7% higher than the Maryland average and 2% lower than the U.S. average.

Did you know?

  • The cost of living in California is 4% higher than the Maryland average.
  • The cost of living in California is 20% higher than the national average.
  • The cost of housing in California is 59% higher than the national average.
  • Maryland general sales tax is 18% higher than the national average.
  • Maryland state income tax is 10% lower than the national average.

Find Real Estate Listings In California

Location
Price
Bedrooms
Bathrooms
 

New Real Estate Listings In California

Compare California, MD Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is meant to help you compare your salary in California, MD to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in California, MD, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the California, MD salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$107,754$8,980$2,514$3,233
Renters$73,113$6,093$1,706$2,194
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in California, MD, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. California, MD has a median income of about $107,754 for people who own homes. Based on that number, a person should spend a maximum of $2,514 on expenses related to housing. Renters have a slightly different median income, which is $73,113. Based on this average, renters should spend no more than $1,706 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Maryland Sales Tax

StateGeneral Sales TaxWith Max Surtax
Maryland6%6%

Maryland Income Tax

StateIncome Tax (Low)Income Tax (High)
Maryland2%5.75%
When assessing the complete cost of living in California, MD, the Maryland income tax and the Maryland sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Maryland maximum surtax is 6%, and the Maryland sales tax is 6%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 2% to 5.75% in Maryland.

Goods & Services

ItemCaliforniaNational avg.Difference
Haircut $17.50$14.5919.9%
Beauty Salon $53.25$34.6853.5%
Toothpaste $2.24$2.479.4%
Shampoo $1.02$1.020.2%
Movie $12.71$9.8728.8%
Bowling $5.38$4.3922.5%

Groceries

ItemCaliforniaNational avg.Difference
Ground Beef $3.49$4.4822.0%
Fried Chicken $1.66$1.4613.4%
Milk $2.68$2.3613.7%
Potatoes $3.69$3.0620.5%
Pizza $8.00$9.2413.4%
Beer $9.29$8.637.6%

Health Care

ItemCaliforniaNational avg.Difference
Optometrist $73.50$99.7826.3%
Doctor $87.20$105.0317.0%
Dentist $86.40$88.702.6%
Ibuprofen $11.38$9.4120.9%
Lipitor $293.64$298.501.6%

Housing

ItemCaliforniaNational avg.Difference
Home Price $273,700.00$175,700.0055.8%
Avg. Mortgage Payment $2,743.63$1,081.03153.8%
Apartment Rent $1,522.00$920.0065.4%

Transportation

ItemCaliforniaNational avg.Difference
Gasoline $2.59$2.0923.8%
Tire Balancing $52.00$45.2914.8%

Utilities

ItemCaliforniaNational avg.Difference
All Electricity$167.80$170.801.8%
Phone $27.32$28.263.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Fishing Creek, MD1211011%
Taylors Island, MD1461022%
Lexington Park, MD12,51611313%
Lusby, MD1,50411414%
Chesapeake Ranch Estates, MD10,38511616%
California, MD12,13212020%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Larkspur, CA12,131220120%
Chatham, IL12,13198-2%
Woodland Park, NJ12,12913333%
Dallas, GA12,12994-6%
Webster, MA12,13511515%
California, MD12,13212020%
Source: The California, MD cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.