Bystrom cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexBystromCaliforniaNational
Cost of living index93135100
IndexBystromCaliforniaNational
Goods & Services index104107100
Groceries index110117100
Health care index103109100
Housing index57189100
Transportation index114125100
Utilities index113116100
Here we can see a simple outline of the cost of living in Bystrom, CA. As you can see, with the average cost of living in Bystrom, CA being 93, that puts it 31% lower than the average of California and 7% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Bystrom, CA, the price of goods and services are 2% lower than the average of California as well as 4% higher than the nation's average.

Did you know?

  • The cost of living in Bystrom is 31% lower than the California average.
  • The cost of living in Bystrom is 7% lower than the national average.
  • The cost of housing in Bystrom is 43% lower than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare Bystrom, CA Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current income in Bystrom, CA to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Bystrom, CA, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Bystrom, CA salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$31,667$2,639$739$950
Renters$18,415$1,535$430$553
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Bystrom, CA as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Bystrom, CA homeowners, is $31,667. This would allow for a maximum of $739 per month to be spent on housing costs. For renters, the median monthly income is $18,415 which would result in a maximum of $430 to be spent on rental costs.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.5%10%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%12.3%
When assessing the complete cost of living in Bystrom, CA, the California income tax and the California sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The California maximum surtax is 10%, and the California sales tax is 7.5%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 1% to 12.3% in California.

Goods & Services

ItemBystromNational avg.Difference
Haircut $16.49$14.5913.0%
Beauty Salon $43.50$34.6825.4%
Toothpaste $2.39$2.473.4%
Shampoo $1.39$1.0236.0%
Movie $10.25$9.873.9%
Bowling $4.00$4.398.9%

Groceries

ItemBystromNational avg.Difference
Ground Beef $5.15$4.4815.0%
Fried Chicken $1.61$1.4610.0%
Milk $2.76$2.3617.1%
Potatoes $3.19$3.064.2%
Pizza $13.17$9.2442.5%
Beer $8.99$8.634.1%

Health Care

ItemBystromNational avg.Difference
Optometrist $134.00$99.7834.3%
Doctor $91.50$105.0312.9%
Dentist $92.00$88.703.7%
Ibuprofen $10.75$9.4114.2%
Lipitor $316.62$298.506.1%

Housing

ItemBystromNational avg.Difference
Home Price $82,000.00$175,700.0053.3%
Avg. Mortgage Payment $1,906.33$1,081.0376.3%
Apartment Rent $761.00$920.0017.3%

Transportation

ItemBystromNational avg.Difference
Gasoline $2.53$2.0921.1%
Tire Balancing $43.33$45.294.3%

Utilities

ItemBystromNational avg.Difference
All Electricity$231.09$170.8035.3%
Phone $22.99$28.2618.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Rouse, CA1,75793-7%
Bret Harte, CA4,99893-7%
Parklawn, CA1,19185-15%
Airport, CA1,54796-4%
Empire, CA4,29696-4%
Bystrom, CA3,80593-7%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
India Hook, SC3,80499-1%
Merchantville, NJ3,80311818%
Kahaluu-Keauhou, HI3,80717777%
Plymouth, NH3,80711515%
Carmel-by-the-Sea, CA3,807211111%
Bystrom, CA3,80593-7%
Source: The Bystrom, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.