Brushy Creek cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexBrushy CreekTexasNational
Cost of living index10491100
IndexBrushy CreekTexasNational
Goods & Services index9697100
Groceries index8490100
Health care index10296100
Housing index12981100
Transportation index8995100
Utilities index9894100
A general summary of the cost of living index in Brushy Creek, TX is shown above. Compared to the state average of Texas the cost of living index in Brushy Creek, TX is 104, which is 15% higher than the average in Texas and compared to the national average it is 4% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Brushy Creek, TX goods and services come in at 1% lower than the average in Texas and are 4% lower than compared to the nationwide average.

Did you know?

  • The cost of living in Brushy Creek is 15% higher than the Texas average.
  • The cost of living in Brushy Creek is 4% higher than the national average.
  • The cost of housing in Brushy Creek is 29% higher than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

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Compare Brushy Creek, TX Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Using the salary calculator lets you compare the salary you earn in Brushy Creek, TX to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Brushy Creek, TX, you have to earn a higher income in order to still have the same standard of living. To operate the Brushy Creek, TX salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$112,405$9,367$2,623$3,372
Renters$56,719$4,727$1,323$1,702
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Brushy Creek, TX, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Brushy Creek, TX homeowners have a median income of $112,405. Using that number, you will come up with a maximum of $2,623 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $56,719, which means there is a maximum of $1,323 to be spent on the costs of renting a home or apartment.

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax
Texas6.25%8.25%

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
Texas0%0%
One thing to keep in mind when considering the cost of living in Brushy Creek, TX is the Texas sales tax and Texas income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Texas sales tax rate is 6.25% and the maximum surtax that can be charged is 8.25%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Texas income tax rates range from 0% to 0%.

Goods & Services

ItemBrushy CreekNational avg.Difference
Haircut $16.25$14.5911.4%
Beauty Salon $36.67$34.685.7%
Toothpaste $1.63$2.4734.1%
Shampoo $0.75$1.0226.6%
Movie $10.63$9.877.7%
Bowling $4.39$4.390.0%

Groceries

ItemBrushy CreekNational avg.Difference
Ground Beef $3.49$4.4822.0%
Fried Chicken $1.01$1.4631.0%
Milk $2.63$2.3611.6%
Potatoes $2.67$3.0612.8%
Pizza $8.99$9.242.7%
Beer $8.57$8.630.7%

Health Care

ItemBrushy CreekNational avg.Difference
Optometrist $103.53$99.783.8%
Doctor $103.00$105.031.9%
Dentist $94.50$88.706.5%
Ibuprofen $7.97$9.4115.3%
Lipitor $306.77$298.502.8%

Housing

ItemBrushy CreekNational avg.Difference
Home Price $224,100.00$175,700.0027.5%
Avg. Mortgage Payment $911.89$1,081.0315.6%
Apartment Rent $1,231.00$920.0033.8%

Transportation

ItemBrushy CreekNational avg.Difference
Gasoline $1.76$2.0915.9%
Tire Balancing $45.98$45.291.5%

Utilities

ItemBrushy CreekNational avg.Difference
All Electricity$183.52$170.807.4%
Phone $24.15$28.2614.5%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Weir, TX61088-12%
Liberty Hill, TX1,41691-9%
Manor, TX5,93695-5%
Jonestown, TX2,11594-6%
Wells Branch, TX11,85295-5%
Brushy Creek, TX22,5371044%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Garden City, NY22,543208108%
Copiague, NY22,52713939%
Green Valley, AZ22,51998-2%
Pottstown, PA22,5191055%
Kerrville, TX22,56090-10%
Brushy Creek, TX22,5371044%
Source: The Brushy Creek, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.