Blue Springs cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexBlue SpringsMissouriNational
Cost of living index9491100
IndexBlue SpringsMissouriNational
Goods & Services index10399100
Groceries index8995100
Health care index9997100
Housing index8779100
Transportation index8787100
Utilities index93104100
A general overview of the cost of living index for Blue Springs, MO is displayed above. In Blue Springs, MO, the overall cost of living index is 94, which is 2% higher than the Missouri average and 6% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Blue Springs, MO, the city's goods and services are 5% higher than the Missouri average and 3% higher than the U.S. average.

Did you know?

  • The cost of living in Blue Springs is 2% higher than the Missouri average.
  • The cost of living in Blue Springs is 6% lower than the national average.
  • The cost of housing in Blue Springs is 13% lower than the national average.
  • Missouri general sales tax is 17% lower than the national average.
  • Missouri state income tax is 33% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is meant to help you compare your salary in Blue Springs, MO to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Blue Springs, MO, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Blue Springs, MO salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
One can approximate the cost of living and the housing affordability in Blue Springs, MO by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Blue Springs, MO have a median income of $76,058. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,775 per month to avoid calamity and poverty. The renters in the city have an income of about $38,825, which would make their monthly maximum allowable rental costs $906.

Missouri Sales Tax

StateGeneral Sales TaxWith Max Surtax

Missouri Income Tax

StateIncome Tax (Low)Income Tax (High)
When you are determining the total cost of living in Blue Springs, MO you will want to make sure you consider both the Missouri sales tax and the Missouri income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Missouri is 4.225%, with the highest surtax being 9.35%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Missouri have a range from 1.5% to 6%.

Goods & Services

ItemBlue SpringsNational avg.Difference
Haircut $14.67$14.590.5%
Beauty Salon $32.43$34.686.5%
Toothpaste $1.86$2.4724.8%
Shampoo $1.17$1.0214.5%
Movie $9.36$9.875.2%
Bowling $4.11$4.396.4%


ItemBlue SpringsNational avg.Difference
Ground Beef $4.74$4.485.9%
Fried Chicken $1.25$1.4614.6%
Milk $2.35$2.360.3%
Potatoes $2.52$3.0617.7%
Pizza $7.49$9.2419.0%
Beer $7.77$8.6310.0%

Health Care

ItemBlue SpringsNational avg.Difference
Optometrist $95.50$99.784.3%
Doctor $101.50$105.033.4%
Dentist $89.10$88.700.4%
Ibuprofen $8.37$9.4111.1%
Lipitor $306.77$298.502.8%


ItemBlue SpringsNational avg.Difference
Home Price $143,600.00$175,700.0018.3%
Avg. Mortgage Payment $1,000.66$1,081.037.4%
Apartment Rent $921.00$920.000.1%


ItemBlue SpringsNational avg.Difference
Gasoline $1.77$2.0915.5%
Tire Balancing $43.05$45.294.9%


ItemBlue SpringsNational avg.Difference
All Electricity$162.80$170.804.7%
Phone $25.01$28.2611.5%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
River Bend, MO697-3%
Levasy, MO8777-23%
Randolph, MO2682-18%
Birmingham, MO23383-17%
Fleming, MO11184-16%
Blue Springs, MO53,05394-6%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Georgetown, TX53,00799-1%
Sarasota, FL52,9861011%
Colton, CA53,1291055%
Smyrna, GA52,9221066%
Aloha, OR52,90211717%
Blue Springs, MO53,05394-6%
Source: The Blue Springs, MO cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.