Cost Of Living in Blackwell, OK

A+

22%

Overall NAT. AVG.

15%

Goods & Services NAT. AVG.

51%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Blackwell	Oklahoma	National
Cost of living	78	86	100
Goods & Services	85	91	100
Groceries	94	94	100
Health care	84	93	100
Housing	49	69	100
Transportation	96	93	100
Utilities	100	98	100

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Cost Of Living Quick Facts

The cost of living in Blackwell is 9% lower than the Oklahoma average
The cost of living in Blackwell is 22% lower than the national average
Blackwell housing is 51% lower than the national average
Oklahoma general sales tax is 12% lower than the national average
Oklahoma state income tax is 89% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$43,930	$3,661	$1,025	$1,318
Renters	$41,161	$3,430	$960	$1,235

The affordability of the housing market in Blackwell, OK as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Blackwell homeowners, the median income is $43,930. This indicates that a monthly maximum of $1,025 should be spent by homeowners on all housing related costs. Renters have a median income of $41,161. This indicates that renters would have a maximum of $960 for their rent related monthly costs.

Oklahoma Sales Tax

State	General Sales Tax	With Max Surtax
Oklahoma	4.5%	11%

Oklahoma Income Tax

State	Income Tax (Low)	Income Tax (High)
Oklahoma	0.25%	4.75%

Goods & Services

Item	Blackwell	National avg.	Difference
Haircut	$17.33	$24.26	28.6%
Beauty Salon	$49.53	$45.56	8.7%
Toothpaste	$3.63	$3.70	2.0%
Shampoo	$1.19	$1.28	7.3%
Movie	$9.39	$12.13	22.6%
Bowling	$12.00	$18.00	33.3%

Groceries

Item	Blackwell	National avg.	Difference
Ground Beef	$5.07	$5.84	13.1%
Fried Chicken	$1.39	$1.57	11.4%
Milk	$4.53	$4.67	3.0%
Potatoes	$4.99	$4.93	1.2%
Pizza	$11.32	$12.09	6.3%
Beer	$9.83	$10.41	5.6%

Health Care

Item	Blackwell	National avg.	Difference
Optometrist	$119.00	$125.68	5.3%
Doctor	$137.83	$135.78	1.5%
Dentist	$127.37	$113.29	12.4%
Ibuprofen	$10.25	$10.65	3.8%
Lipitor	$492.10	$468.60	5.0%

Housing

Item	Blackwell	National avg.	Difference
Home Price	$66,600.00	$184,700.00	63.9%
Avg. Mortgage Payment	$1,710.43	$2,346.69	27.1%
Apartment Rent	$750.00	$949.00	21.0%

Transportation

Item	Blackwell	National avg.	Difference
Gasoline	$3.25	$3.46	6.0%
Tire Balancing	$64.70	$59.92	8.0%

Utilities

Item	Blackwell	National avg.	Difference
All Electricity	$181.99	$193.99	6.2%
Phone	$193.46	$192.25	0.6%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Nardin, OK	11	90	9.6%
Deer Creek, OK	165	90	9.6%
Braman, OK	171	73	27.3%
Lamont, OK	298	79	21.5%
Hunnewell, KS	71	77	23.4%
Blackwell, OK	6,634	78	22.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Cariboo A, BC	6,636	n/a
Port-Cartier, QC	6,631	n/a
Harrisville, UT	6,637	110	9.6%
Morrilton, AR	6,638	79	20.7%
Norwich, NY	6,629	94	5.8%
Blackwell, OK	6,634	78	22.1%