Biloxi cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index9381100
Goods & Services index9887100
Groceries index9493100
Health care index9492100
Housing index8463100
Transportation index9792100
Utilities index9786100
A general summary of the cost of living index in Biloxi, MS is shown above. Compared to the state average of Mississippi the cost of living index in Biloxi, MS is 93, which is 14% higher than the average in Mississippi and compared to the national average it is 7% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Biloxi, MS goods and services come in at 13% higher than the average in Mississippi and are 2% lower than compared to the nationwide average.

Did you know?

  • The cost of living in Biloxi is 14% higher than the Mississippi average.
  • The cost of living in Biloxi is 7% lower than the national average.
  • The cost of housing in Biloxi is 16% lower than the national average.
  • Mississippi general sales tax is 37% higher than the national average.
  • Mississippi state income tax is 35% higher than the national average.

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Salary Calculator

This is how much you would need to earn in
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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in Biloxi, MS to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Biloxi, MS, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Biloxi, MS salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
One can approximate the cost of living and the housing affordability in Biloxi, MS by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Biloxi, MS have a median income of $54,586. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,274 per month to avoid calamity and poverty. The renters in the city have an income of about $29,803, which would make their monthly maximum allowable rental costs $695.

Mississippi Sales Tax

StateGeneral Sales TaxWith Max Surtax

Mississippi Income Tax

StateIncome Tax (Low)Income Tax (High)
When assessing the complete cost of living in Biloxi, MS, the Mississippi income tax and the Mississippi sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Mississippi maximum surtax is 7.25%, and the Mississippi sales tax is 7%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 3% to 5% in Mississippi.

Goods & Services

ItemBiloxiNational avg.Difference
Haircut $14.75$14.591.1%
Beauty Salon $41.00$34.6818.2%
Toothpaste $2.15$2.4713.1%
Shampoo $0.99$1.023.1%
Movie $10.13$9.872.7%
Bowling $4.75$4.398.2%


ItemBiloxiNational avg.Difference
Ground Beef $3.97$4.4811.3%
Fried Chicken $1.31$1.4610.5%
Milk $2.54$2.367.8%
Potatoes $3.28$3.067.1%
Pizza $8.49$9.248.1%
Beer $8.02$8.637.1%

Health Care

ItemBiloxiNational avg.Difference
Optometrist $79.88$99.7819.9%
Doctor $88.60$105.0315.6%
Dentist $81.00$88.708.7%
Ibuprofen $10.68$9.4113.5%
Lipitor $317.51$298.506.4%


ItemBiloxiNational avg.Difference
Home Price $144,600.00$175,700.0017.7%
Avg. Mortgage Payment $920.65$1,081.0314.8%
Apartment Rent $796.00$920.0013.5%


ItemBiloxiNational avg.Difference
Gasoline $1.92$2.098.3%
Tire Balancing $50.50$45.2911.5%


ItemBiloxiNational avg.Difference
All Electricity$151.97$170.8011.0%
Phone $30.76$28.268.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
St. Martin, MS7,62789-11%
Gulfport, MS69,91390-10%
D'Iberville, MS10,16192-8%
Vancleave, MS6,14793-7%
Latimer, MS7,06694-6%
Biloxi, MS44,52793-7%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Minot, ND44,53399-1%
Hilo, HI44,54915151%
Charlottesville, VA44,50511515%
Apopka, FL44,46298-2%
Lake Ridge, VA44,59312424%
Biloxi, MS44,52793-7%
Source: The Biloxi, MS cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.