Berlin cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexBerlinMarylandNational
Cost of living index108115100
IndexBerlinMarylandNational
Goods & Services index10791100
Groceries index107112100
Health care index10288100
Housing index111154100
Transportation index101108100
Utilities index11499100
A general overview of the cost of living index for Berlin, MD is displayed above. In Berlin, MD, the overall cost of living index is 108, which is 6% lower than the Maryland average and 8% higher than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Berlin, MD, the city's goods and services are 18% higher than the Maryland average and 7% higher than the U.S. average.

Did you know?

  • The cost of living in Berlin is 6% lower than the Maryland average.
  • The cost of living in Berlin is 8% higher than the national average.
  • The cost of housing in Berlin is 11% higher than the national average.
  • Maryland general sales tax is 18% higher than the national average.
  • Maryland state income tax is 10% lower than the national average.

Find Real Estate Listings In Berlin

Location
Price
Bedrooms
Bathrooms
 

New Real Estate Listings In Berlin

Compare Berlin, MD Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in Berlin, MD to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Berlin, MD, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Berlin, MD salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$71,230$5,936$1,662$2,137
Renters$30,347$2,529$708$911
One can approximate the cost of living and the housing affordability in Berlin, MD by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Berlin, MD have a median income of $71,230. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,662 per month to avoid calamity and poverty. The renters in the city have an income of about $30,347, which would make their monthly maximum allowable rental costs $708.

Maryland Sales Tax

StateGeneral Sales TaxWith Max Surtax
Maryland6%6%

Maryland Income Tax

StateIncome Tax (Low)Income Tax (High)
Maryland2%5.75%
One thing to keep in mind when considering the cost of living in Berlin, MD is the Maryland sales tax and Maryland income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Maryland sales tax rate is 6% and the maximum surtax that can be charged is 6%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Maryland income tax rates range from 2% to 5.75%.

Goods & Services

ItemBerlinNational avg.Difference
Haircut $13.00$14.5910.9%
Beauty Salon $37.50$34.688.1%
Toothpaste $2.98$2.4720.5%
Shampoo $1.03$1.020.8%
Movie $10.50$9.876.4%
Bowling $3.99$4.399.1%

Groceries

ItemBerlinNational avg.Difference
Ground Beef $4.59$4.482.5%
Fried Chicken $1.72$1.4617.5%
Milk $1.95$2.3617.3%
Potatoes $3.99$3.0630.3%
Pizza $8.49$9.248.1%
Beer $8.74$8.631.2%

Health Care

ItemBerlinNational avg.Difference
Optometrist $135.00$99.7835.3%
Doctor $87.50$105.0316.7%
Dentist $92.50$88.704.3%
Ibuprofen $10.46$9.4111.1%
Lipitor $320.25$298.507.3%

Housing

ItemBerlinNational avg.Difference
Home Price $211,000.00$175,700.0020.1%
Avg. Mortgage Payment $825.43$1,081.0323.6%
Apartment Rent $836.00$920.009.1%

Transportation

ItemBerlinNational avg.Difference
Gasoline $2.09$2.090.1%
Tire Balancing $47.50$45.294.9%

Utilities

ItemBerlinNational avg.Difference
All Electricity$204.71$170.8019.9%
Phone $29.95$28.266.0%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Powellville, MD7589-11%
Snow Hill, MD2,72097-3%
Pittsville, MD1,5401000%
Willards, MD1,0581011%
Newark, MD3151044%
Berlin, MD4,5201088%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Chester, MD4,52012020%
El Cerro Mission, NM4,51982-18%
Bealeton, VA4,52111616%
Ardsley, NY4,51917676%
Obetz, OH4,52186-14%
Berlin, MD4,5201088%
Source: The Berlin, MD cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.