Cost Of Living in Benton Heights, MI

A+

23%

Overall NAT. AVG.

12%

Goods & Services NAT. AVG.

60%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Benton Heights	Michigan	National
Cost of living	77	89	100
Goods & Services	88	93	100
Groceries	98	99	100
Health care	84	93	100
Housing	40	74	100
Transportation	96	97	100
Utilities	107	101	100

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Cost Of Living Quick Facts

The cost of living in Benton Heights is 13% lower than the Michigan average
The cost of living in Benton Heights is 23% lower than the national average
Benton Heights housing is 60% lower than the national average
Michigan general sales tax is 18% higher than the national average
Michigan state income tax is 88% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$35,679	$2,973	$832	$1,070
Renters	$13,643	$1,137	$318	$409

A good way to judge both the affordability of the housing and the cost of living in Benton Heights is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Benton Heights has a median income of about $35,679 for people who own homes. Based on that number, a maximum of $832 should be spent on expenses related to housing. Renters have a slightly different median income, which is $13,643. Based on this average, renters should spend no more than $318 on all rental costs if they want to maintain a non-impoverished standard of living.

Michigan Sales Tax

State	General Sales Tax	With Max Surtax
Michigan	6%	6%

Michigan Income Tax

State	Income Tax (Low)	Income Tax (High)
Michigan	4.25%	4.25%

Goods & Services

Item	Benton Heights	National avg.	Difference
Haircut	$19.25	$24.26	20.6%
Beauty Salon	$26.42	$45.56	42.0%
Toothpaste	$3.59	$3.70	3.0%
Shampoo	$1.14	$1.28	11.0%
Movie	$8.35	$12.13	31.2%
Bowling	$16.07	$18.00	10.7%

Groceries

Item	Benton Heights	National avg.	Difference
Ground Beef	$6.62	$5.84	13.4%
Fried Chicken	$1.38	$1.57	12.3%
Milk	$4.65	$4.67	0.4%
Potatoes	$4.58	$4.93	7.2%
Pizza	$11.14	$12.09	7.8%
Beer	$9.06	$10.41	12.9%

Health Care

Item	Benton Heights	National avg.	Difference
Optometrist	$74.50	$125.68	40.7%
Doctor	$121.31	$135.78	10.7%
Dentist	$112.00	$113.29	1.1%
Ibuprofen	$10.34	$10.65	2.9%
Lipitor	$490.47	$468.60	4.7%

Housing

Item	Benton Heights	National avg.	Difference
Home Price	$66,900.00	$184,700.00	63.8%
Avg. Mortgage Payment	$1,416.13	$2,346.69	39.7%
Apartment Rent	$465.00	$949.00	51.0%

Transportation

Item	Benton Heights	National avg.	Difference
Gasoline	$3.34	$3.46	3.4%
Tire Balancing	$54.56	$59.92	9.0%

Utilities

Item	Benton Heights	National avg.	Difference
All Electricity	$205.85	$193.99	6.1%
Phone	$184.44	$192.25	4.1%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Benton Harbor, MI	9,806	78	21.7%
Hartford, MI	2,588	81	19.4%
Watervliet, MI	2,082	83	17.4%
Fair Plain, MI	7,148	85	14.6%
Coloma, MI	1,315	86	14.1%
Benton Heights, MI	4,151	77	22.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Park Rapids, MN	4,151	98	2.1%
Louisville, TN	4,151	100	0.3%
Anna, IL	4,149	82	18.3%
Westport, NC	4,153	132	32.5%
Van Alstyne, TX	4,153	106	6.3%
Benton Heights, MI	4,151	77	22.6%