Bellville cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexBellvilleTexasNational
Cost of living index9191100
IndexBellvilleTexasNational
Goods & Services index9697100
Groceries index8590100
Health care index9996100
Housing index8981100
Transportation index8995100
Utilities index9494100
A general overview of the cost of living index for Bellville, TX is displayed above. In Bellville, TX, the overall cost of living index is 91, which is 1% higher than the Texas average and 9% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Bellville, TX, the city's goods and services are 2% lower than the Texas average and 4% lower than the U.S. average.

Did you know?

  • The cost of living in Bellville is 1% higher than the Texas average.
  • The cost of living in Bellville is 9% lower than the national average.
  • The cost of housing in Bellville is 11% lower than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

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Compare Bellville, TX Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current salary in Bellville, TX to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Bellville, TX, then you would need to earn more income in order to maintain the same standard of living. To use the Bellville, TX salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$53,090$4,424$1,239$1,593
Renters$34,461$2,872$804$1,034
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Bellville, TX as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Bellville, TX homeowners, is $53,090. This would allow for a maximum of $1,239 per month to be spent on housing costs. For renters, the median monthly income is $34,461 which would result in a maximum of $804 to be spent on rental costs.

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax
Texas6.25%8.25%

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
Texas0%0%
The Texas sales tax and Texas income tax rates should definitely be considered when determining the overall cost of living in Bellville, TX. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Texas sales tax is 6.25% and the maximum surtax is 8.25%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Texas income tax rates range from 0% to 0%.

Goods & Services

ItemBellvilleNational avg.Difference
Haircut $18.00$14.5923.3%
Beauty Salon $41.90$34.6820.8%
Toothpaste $1.86$2.4724.8%
Shampoo $0.87$1.0214.9%
Movie $9.50$9.873.7%
Bowling $3.95$4.3910.1%

Groceries

ItemBellvilleNational avg.Difference
Ground Beef $4.79$4.487.0%
Fried Chicken $1.15$1.4621.5%
Milk $2.17$2.367.9%
Potatoes $2.23$3.0627.2%
Pizza $8.66$9.246.3%
Beer $8.61$8.630.3%

Health Care

ItemBellvilleNational avg.Difference
Optometrist $96.00$99.783.8%
Doctor $96.33$105.038.3%
Dentist $91.60$88.703.3%
Ibuprofen $8.58$9.418.8%
Lipitor $308.38$298.503.3%

Housing

ItemBellvilleNational avg.Difference
Home Price $154,900.00$175,700.0011.8%
Avg. Mortgage Payment $892.10$1,081.0317.5%
Apartment Rent $836.00$920.009.1%

Transportation

ItemBellvilleNational avg.Difference
Gasoline $1.88$2.0910.2%
Tire Balancing $38.79$45.2914.3%

Utilities

ItemBellvilleNational avg.Difference
All Electricity$162.05$170.805.1%
Phone $26.00$28.268.0%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Hempstead, TX6,19781-19%
San Felipe, TX73986-14%
Industry, TX25486-14%
Brenham, TX16,02988-12%
Pine Island, TX1,18288-12%
Bellville, TX4,14291-9%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Walthourville, GA4,14293-7%
Farmington, ME4,1421066%
Forest City, IA4,14281-19%
Buckingham, FL4,1421066%
Randleman, NC4,14386-14%
Bellville, TX4,14291-9%
Source: The Bellville, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.