Bellevue cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexBellevueWashingtonNational
Cost of living index158112100
IndexBellevueWashingtonNational
Goods & Services index114104100
Groceries index120102100
Health care index119116100
Housing index262135100
Transportation index119108100
Utilities index9983100
The above illustration supplies generalized information for the Bellevue, WA cost of living index. Compared to other cities in Washington and cities across the country, the cost of living index in Bellevue, WA is 158, which is 42% higher than the Washington average and 58% higher than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Bellevue, WA are 10% higher than the average for Washington and 14% higher than the rest of the country.

Did you know?

  • The cost of living in Bellevue is 42% higher than the Washington average.
  • The cost of living in Bellevue is 58% higher than the national average.
  • The cost of housing in Bellevue is 162% higher than the national average.
  • Washington general sales tax is 28% higher than the national average.
  • Washington state income tax is 100% lower than the national average.

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Salary Calculator

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Groceries index
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Using the salary calculator lets you compare the salary you earn in Bellevue, WA to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Bellevue, WA, you have to earn a higher income in order to still have the same standard of living. To operate the Bellevue, WA salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$111,537$9,295$2,602$3,346
Renters$73,247$6,104$1,709$2,198
The affordability of the housing market in Bellevue, WA as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Bellevue, WA homeowners, the median income is $111,537. This indicates that a monthly maximum of $2,602 should be spent by homeowners on all housing related costs. Renters have a median income of $73,247. This indicates that renters should have a maximum of $1,709 used for their rent related monthly costs.

Washington Sales Tax

StateGeneral Sales TaxWith Max Surtax
Washington6.5%9.6%

Washington Income Tax

StateIncome Tax (Low)Income Tax (High)
Washington0%0%
For those who live in Bellevue, WA and want to know what the true cost of living is, they ought to look at both the Washington income tax rate and the Washington sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In Washington, the sales tax is 6.5%, while the most you'll pay in surtax is 9.6%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in Washington, the income tax rate ranges between 0% to 0%.

Goods & Services

ItemBellevueNational avg.Difference
Haircut $19.00$14.5930.2%
Beauty Salon $55.00$34.6858.6%
Toothpaste $3.63$2.4746.8%
Shampoo $0.99$1.023.1%
Movie $11.33$9.8714.8%
Bowling $7.00$4.3959.4%

Groceries

ItemBellevueNational avg.Difference
Ground Beef $3.89$4.4813.1%
Fried Chicken $1.99$1.4635.9%
Milk $1.99$2.3615.6%
Potatoes $2.49$3.0618.7%
Pizza $8.91$9.243.6%
Beer $9.39$8.638.8%

Health Care

ItemBellevueNational avg.Difference
Optometrist $135.00$99.7835.3%
Doctor $110.00$105.034.7%
Dentist $125.00$88.7040.9%
Ibuprofen $10.09$9.417.2%
Lipitor $299.00$298.500.2%

Housing

ItemBellevueNational avg.Difference
Home Price $538,300.00$175,700.00206.4%
Avg. Mortgage Payment $1,863.61$1,081.0372.4%
Apartment Rent $1,451.00$920.0057.7%

Transportation

ItemBellevueNational avg.Difference
Gasoline $2.52$2.0920.5%
Tire Balancing $51.80$45.2914.4%

Utilities

ItemBellevueNational avg.Difference
All Electricity$178.75$170.804.7%
Phone $25.95$28.268.2%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
SeaTac, WA27,60611616%
White Center, WA14,22811717%
Boulevard Park, WA4,02711717%
Tukwila, WA19,57311919%
Kingston, WA2,07912020%
Bellevue, WA132,26815858%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
West Valley City, UT132,32998-2%
Columbia, SC131,33199-1%
Sterling Heights, MI130,60493-7%
New Haven, CT130,55311919%
Killeen, TX134,03087-13%
Bellevue, WA132,26815858%
Source: The Bellevue, WA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.