Bella Vista cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexBella VistaArkansasNational
Cost of living index9386100
IndexBella VistaArkansasNational
Goods & Services index9396100
Groceries index9295100
Health care index9088100
Housing index9265100
Transportation index9192100
Utilities index103102100
The above illustration supplies generalized information for the Bella Vista, AR cost of living index. Compared to other cities in Arkansas and cities across the country, the cost of living index in Bella Vista, AR is 93, which is 8% higher than the Arkansas average and 7% lower than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Bella Vista, AR are 3% lower than the average for Arkansas and 7% lower than the rest of the country.

Did you know?

  • The cost of living in Bella Vista is 8% higher than the Arkansas average.
  • The cost of living in Bella Vista is 7% lower than the national average.
  • The cost of housing in Bella Vista is 8% lower than the national average.
  • Arkansas general sales tax is 28% higher than the national average.
  • Arkansas state income tax is 60% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
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Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Bella Vista, AR would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Bella Vista, AR, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Bella Vista, AR salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$65,607$5,467$1,531$1,968
Renters$41,178$3,432$961$1,235
One can approximate the cost of living and the housing affordability in Bella Vista, AR by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Bella Vista, AR have a median income of $65,607. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,531 per month to avoid calamity and poverty. The renters in the city have an income of about $41,178, which would make their monthly maximum allowable rental costs $961.

Arkansas Sales Tax

StateGeneral Sales TaxWith Max Surtax
Arkansas6.5%11.625%

Arkansas Income Tax

StateIncome Tax (Low)Income Tax (High)
Arkansas0.9%6.9%
For those who live in Bella Vista, AR and want to know what the true cost of living is, they ought to look at both the Arkansas income tax rate and the Arkansas sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In Arkansas, the sales tax is 6.5%, while the most you'll pay in surtax is 11.625%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in Arkansas, the income tax rate ranges between 0.9% to 6.9%.

Goods & Services

ItemBella VistaNational avg.Difference
Haircut $13.60$14.596.8%
Beauty Salon $30.40$34.6812.3%
Toothpaste $2.45$2.470.9%
Shampoo $0.82$1.0219.8%
Movie $9.00$9.878.8%
Bowling $2.93$4.3933.3%

Groceries

ItemBella VistaNational avg.Difference
Ground Beef $4.82$4.487.7%
Fried Chicken $1.07$1.4626.9%
Milk $2.61$2.3610.7%
Potatoes $3.39$3.0610.7%
Pizza $10.10$9.249.3%
Beer $9.30$8.637.7%

Health Care

ItemBella VistaNational avg.Difference
Optometrist $96.25$99.783.5%
Doctor $88.20$105.0316.0%
Dentist $79.75$88.7010.1%
Ibuprofen $7.97$9.4115.3%
Lipitor $295.31$298.501.1%

Housing

ItemBella VistaNational avg.Difference
Home Price $151,500.00$175,700.0013.8%
Avg. Mortgage Payment $869.39$1,081.0319.6%
Apartment Rent $964.00$920.004.8%

Transportation

ItemBella VistaNational avg.Difference
Gasoline $1.80$2.0913.7%
Tire Balancing $46.33$45.292.3%

Utilities

ItemBella VistaNational avg.Difference
All Electricity$157.83$170.807.6%
Phone $33.40$28.2618.2%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Lanagan, MO49879-21%
Springtown, AR6879-21%
Anderson, MO2,50881-19%
Pineville, MO95883-17%
Decatur, AR2,27582-18%
Bella Vista, AR27,27393-7%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Deer Park, NY27,29014242%
Meadow Woods, FL27,30199-1%
Lindenhurst, NY27,30314141%
Lake Jackson, TX27,22491-9%
Holly Springs, NC27,33911010%
Bella Vista, AR27,27393-7%
Source: The Bella Vista, AR cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.