Bell Gardens cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexBell GardensCaliforniaNational
Cost of living index123137100
IndexBell GardensCaliforniaNational
Goods & Services index107109100
Groceries index112118100
Health care index110111100
Housing index148189100
Transportation index134130100
Utilities index107112100
A general overview of the cost of living index for Bell Gardens, CA is displayed above. In Bell Gardens, CA, the overall cost of living index is 123, which is 10% lower than the California average and 23% higher than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Bell Gardens, CA, the city's goods and services are 2% lower than the California average and 7% higher than the U.S. average.

Did you know?

  • The cost of living in Bell Gardens is 10% lower than the California average.
  • The cost of living in Bell Gardens is 23% higher than the national average.
  • The cost of housing in Bell Gardens is 48% higher than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare Bell Gardens, CA Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current salary in Bell Gardens, CA to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Bell Gardens, CA, then you would need to earn more income in order to maintain the same standard of living. To use the Bell Gardens, CA salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$52,247$4,354$1,219$1,568
Renters$33,917$2,826$791$1,018
The affordability of the housing market in Bell Gardens, CA as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Bell Gardens, CA homeowners, the median income is $52,247. This indicates that a monthly maximum of $1,219 should be spent by homeowners on all housing related costs. Renters have a median income of $33,917. This indicates that renters should have a maximum of $791 used for their rent related monthly costs.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.5%10%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%12.3%
The California sales tax and California income tax rates should definitely be considered when determining the overall cost of living in Bell Gardens, CA. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The California sales tax is 7.5% and the maximum surtax is 10%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The California income tax rates range from 1% to 12.3%.

Goods & Services

ItemBell GardensNational avg.Difference
Haircut $18.79$15.5620.7%
Beauty Salon $59.40$36.1164.5%
Toothpaste $2.83$2.4714.3%
Shampoo $1.20$0.9624.4%
Movie $14.81$10.1346.2%
Bowling $6.45$4.7436.2%

Groceries

ItemBell GardensNational avg.Difference
Ground Beef $4.60$3.9815.5%
Fried Chicken $1.24$1.4111.6%
Milk $2.03$2.061.5%
Potatoes $2.66$2.9810.9%
Pizza $10.99$9.4716.0%
Beer $10.22$8.7916.2%

Health Care

ItemBell GardensNational avg.Difference
Optometrist $120.40$101.0419.2%
Doctor $104.83$107.442.4%
Dentist $106.00$90.4217.2%
Ibuprofen $11.88$9.2828.0%
Lipitor $429.87$426.500.8%

Housing

ItemBell GardensNational avg.Difference
Home Price $280,600.00$175,700.0059.7%
Avg. Mortgage Payment $2,409.78$1,133.23112.6%
Apartment Rent $1,125.00$920.0022.3%

Transportation

ItemBell GardensNational avg.Difference
Gasoline $2.97$1.9949.0%
Tire Balancing $45.40$45.760.8%

Utilities

ItemBell GardensNational avg.Difference
All Electricity$179.98$163.819.9%
Phone $29.19$28.392.8%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Vernon, CA591055%
Willowbrook, CA20,89711616%
Florence-Graham, CA62,81511616%
Cudahy, CA24,07311616%
Compton, CA97,66311717%
Bell Gardens, CA42,71212323%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Danville, VA42,70478-22%
Fort Pierce, FL42,74491-9%
Everett, MA42,75813939%
Fairfield, OH42,64393-7%
Oakland Park, FL42,795100-0%
Bell Gardens, CA42,71212323%
Source: The Bell Gardens, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.