Bedford cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index9191100
Goods & Services index10596100
Groceries index10799100
Health care index11496100
Housing index6375100
Transportation index9795100
Utilities index100101100
The above illustration supplies generalized information for the Bedford, OH cost of living index. Compared to other cities in Ohio and cities across the country, the cost of living index in Bedford, OH is 91, which is 1% higher than the Ohio average and 9% lower than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Bedford, OH are 9% higher than the average for Ohio and 5% higher than the rest of the country.

Did you know?

  • The cost of living in Bedford is 1% higher than the Ohio average.
  • The cost of living in Bedford is 9% lower than the national average.
  • The cost of housing in Bedford is 37% lower than the national average.
  • Ohio general sales tax is 13% higher than the national average.
  • Ohio state income tax is 76% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Bedford, OH would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Bedford, OH, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Bedford, OH salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Bedford, OH, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Bedford, OH has a median income of about $52,083 for people who own homes. Based on that number, a person should spend a maximum of $1,215 on expenses related to housing. Renters have a slightly different median income, which is $32,983. Based on this average, renters should spend no more than $770 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Ohio Sales Tax

StateGeneral Sales TaxWith Max Surtax

Ohio Income Tax

StateIncome Tax (Low)Income Tax (High)
When you are determining the total cost of living in Bedford, OH you will want to make sure you consider both the Ohio sales tax and the Ohio income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Ohio is 5.75%, with the highest surtax being 8%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Ohio have a range from 0.528% to 5.333%.

Goods & Services

ItemBedfordNational avg.Difference
Haircut $17.45$14.5919.6%
Beauty Salon $41.75$34.6820.4%
Toothpaste $2.64$2.476.7%
Shampoo $1.03$1.020.8%
Movie $10.15$9.872.9%
Bowling $4.29$4.392.3%


ItemBedfordNational avg.Difference
Ground Beef $4.86$4.488.6%
Fried Chicken $1.54$1.465.2%
Milk $2.69$2.3614.1%
Potatoes $2.79$3.068.9%
Pizza $11.00$9.2419.0%
Beer $7.99$8.637.4%

Health Care

ItemBedfordNational avg.Difference
Optometrist $84.74$99.7815.1%
Doctor $115.50$105.0310.0%
Dentist $115.00$88.7029.6%
Ibuprofen $11.07$9.4117.6%
Lipitor $302.96$298.501.5%


ItemBedfordNational avg.Difference
Home Price $93,200.00$175,700.0047.0%
Avg. Mortgage Payment $1,001.84$1,081.037.3%
Apartment Rent $781.00$920.0015.1%


ItemBedfordNational avg.Difference
Gasoline $1.99$2.094.9%
Tire Balancing $45.52$45.290.5%


ItemBedfordNational avg.Difference
All Electricity$165.58$170.803.1%
Phone $29.58$28.264.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
East Cleveland, OH17,61986-14%
Highland Hills, OH99987-13%
Cleveland, OH392,11488-12%
Linndale, OH19088-12%
Newburgh Heights, OH2,00089-11%
Bedford, OH12,92791-9%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
El Dorado, KS12,93186-14%
Ridge, NY12,92112828%
Worthington, MN12,92089-11%
Mount Vernon, VA12,91715353%
Lake Forest Park, WA12,93814343%
Bedford, OH12,92791-9%
Source: The Bedford, OH cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.