Beavercreek cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexBeavercreekOregonNational
Cost of living index128117100
IndexBeavercreekOregonNational
Goods & Services index122122100
Groceries index116116100
Health care index114114100
Housing index160122100
Transportation index111111100
Utilities index8989100
The above illustration supplies generalized information for the Beavercreek, OR cost of living index. Compared to other cities in Oregon and cities across the country, the cost of living index in Beavercreek, OR is 128, which is 10% higher than the Oregon average and 28% higher than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Beavercreek, OR are equal to the average for Oregon and 22% higher than the rest of the country.

Did you know?

  • The cost of living in Beavercreek is 10% higher than the Oregon average.
  • The cost of living in Beavercreek is 28% higher than the national average.
  • The cost of housing in Beavercreek is 60% higher than the national average.
  • Oregon general sales tax is 100% lower than the national average.
  • Oregon state income tax is 125% higher than the national average.

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Compare Beavercreek, OR Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current income in Beavercreek, OR to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Beavercreek, OR, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Beavercreek, OR salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$79,425$6,619$1,853$2,383
Renters$83,407$6,951$1,946$2,502
One can approximate the cost of living and the housing affordability in Beavercreek, OR by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Beavercreek, OR have a median income of $79,425. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,853 per month to avoid calamity and poverty. The renters in the city have an income of about $83,407, which would make their monthly maximum allowable rental costs $1,946.

Oregon Sales Tax

StateGeneral Sales TaxWith Max Surtax
Oregon0%0%

Oregon Income Tax

StateIncome Tax (Low)Income Tax (High)
Oregon5%9.9%
For those who live in Beavercreek, OR and want to know what the true cost of living is, they ought to look at both the Oregon income tax rate and the Oregon sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In Oregon, the sales tax is 0%, while the most you'll pay in surtax is 0%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in Oregon, the income tax rate ranges between 5% to 9.9%.

Goods & Services

ItemBeavercreekNational avg.Difference
Haircut $25.20$14.5972.7%
Beauty Salon $46.60$34.6834.4%
Toothpaste $3.42$2.4738.3%
Shampoo $1.72$1.0268.3%
Movie $10.15$9.872.9%
Bowling $3.45$4.3921.4%

Groceries

ItemBeavercreekNational avg.Difference
Ground Beef $4.65$4.483.9%
Fried Chicken $2.69$1.4683.7%
Milk $1.97$2.3616.4%
Potatoes $2.73$3.0610.8%
Pizza $11.00$9.2419.0%
Beer $8.85$8.632.5%

Health Care

ItemBeavercreekNational avg.Difference
Optometrist $124.50$99.7824.8%
Doctor $131.85$105.0325.5%
Dentist $101.00$88.7013.9%
Ibuprofen $14.45$9.4153.5%
Lipitor $251.31$298.5015.8%

Housing

ItemBeavercreekNational avg.Difference
Home Price $317,000.00$175,700.0080.4%
Avg. Mortgage Payment $1,517.59$1,081.0340.4%
Apartment Rent $1,025.00$920.0011.4%

Transportation

ItemBeavercreekNational avg.Difference
Gasoline $2.30$2.099.9%
Tire Balancing $52.33$45.2915.6%

Utilities

ItemBeavercreekNational avg.Difference
All Electricity$151.02$170.8011.6%
Phone $25.01$28.2611.5%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Johnson City, OR57389-11%
King City, OR3,35111111%
Molalla, OR8,24711212%
Estacada, OR2,86011212%
Hubbard, OR3,20611212%
Beavercreek, OR4,12912828%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Fort Gibson, OK4,12988-12%
Orangeburg, NY4,12914646%
Red Oaks Mill, NY4,12813737%
Ashville, OH4,13090-10%
Argo, AL4,12793-7%
Beavercreek, OR4,12912828%
Source: The Beavercreek, OR cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.