Bayport cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexBayportNew YorkNational
Cost of living index154122100
IndexBayportNew YorkNational
Goods & Services index126112100
Groceries index122103100
Health care index115104100
Housing index228149100
Transportation index100122100
Utilities index132102100
An overview of the general cost of living index for Bayport, NY is displayed above for your reference. Residents in Bayport, NY enjoy a cost of living index of 154. This index is 26% higher than the New York average, and 54% higher than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Bayport, NY, the average cost of goods and services is 12% higher than it is in New York, and it is 26% higher than the national average.

Did you know?

  • The cost of living in Bayport is 26% higher than the New York average.
  • The cost of living in Bayport is 54% higher than the national average.
  • The cost of housing in Bayport is 128% higher than the national average.
  • New York general sales tax is 21% lower than the national average.
  • New York state income tax is 80% higher than the national average.

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Salary Calculator

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The salary calculator is meant to help you compare your salary in Bayport, NY to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Bayport, NY, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Bayport, NY salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Bayport, NY as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Bayport, NY homeowners, is $120,000. This would allow for a maximum of $2,800 per month to be spent on housing costs. For renters, the median monthly income is $41,066 which would result in a maximum of $958 to be spent on rental costs.

New York Sales Tax

StateGeneral Sales TaxWith Max Surtax
New York4%8.875%

New York Income Tax

StateIncome Tax (Low)Income Tax (High)
New York4%8.82%
When considering the overall cost of living expenses in Bayport, NY, it's important to take into account the sales tax for New York, as well as the rate for income tax in New York. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for New York is 8.875%, and the sales tax in the state of New York is 4%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in New York starts from 4% and goes up to 8.82%.

Goods & Services

ItemBayportNational avg.Difference
Haircut $20.00$14.5937.0%
Beauty Salon $67.50$34.6894.6%
Toothpaste $4.04$2.4763.3%
Shampoo $0.88$1.0213.9%
Movie $14.75$9.8749.5%
Bowling $7.94$4.3980.8%


ItemBayportNational avg.Difference
Ground Beef $3.99$4.4810.9%
Fried Chicken $1.04$1.4629.0%
Milk $2.26$2.364.1%
Potatoes $3.92$3.0628.0%
Pizza $10.00$9.248.2%
Beer $9.82$8.6313.8%

Health Care

ItemBayportNational avg.Difference
Optometrist $111.67$99.7811.9%
Doctor $123.75$105.0317.8%
Dentist $110.00$88.7024.0%
Ibuprofen $10.33$9.419.8%
Lipitor $299.00$298.500.2%


ItemBayportNational avg.Difference
Home Price $445,500.00$175,700.00153.6%
Avg. Mortgage Payment $2,127.00$1,081.0396.8%
Apartment Rent $1,554.00$920.0068.9%


ItemBayportNational avg.Difference
Gasoline $2.06$2.091.5%
Tire Balancing $47.99$45.296.0%


ItemBayportNational avg.Difference
All Electricity$262.56$170.8053.7%
Phone $29.01$28.262.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Mastic Beach, NY14,88012525%
Ridge, NY12,92112828%
Mastic, NY16,27413030%
Central Islip, NY36,23313131%
Brentwood, NY59,43613131%
Bayport, NY8,35515454%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
White City, OR8,3551044%
Doylestown, PA8,35313939%
Rice Lake, WI8,35394-6%
Harrodsburg, KY8,35984-16%
Spotswood, NJ8,35911919%
Bayport, NY8,35515454%
Source: The Bayport, NY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.