| Index | Bayard | Nebraska | National |
| Cost of living | 85 | 89 | 100 |
| Goods & Services | 101 | 96 | 100 |
| Groceries | 103 | 96 | 100 |
| Health care | 103 | 98 | 100 |
| Housing | 51 | 76 | 100 |
| Transportation | 97 | 100 | 100 |
| Utilities | 87 | 86 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $65,298 | $5,442 | $1,524 | $1,959 |
| Renters | $16,161 | $1,347 | $377 | $485 |
| State | General Sales Tax | With Max Surtax |
| Nebraska | 5.5% | 7.5% |
| State | Income Tax (Low) | Income Tax (High) |
| Nebraska | 2.46% | 6.84% |
| Item | Bayard | National avg. | Difference |
| Haircut | $28.69 | $24.26 | 18.3% |
| Beauty Salon | $33.98 | $45.56 | 25.4% |
| Toothpaste | $3.63 | $3.70 | 1.9% |
| Shampoo | $1.23 | $1.28 | 3.7% |
| Movie | $10.98 | $12.13 | 9.5% |
| Bowling | $15.17 | $18.00 | 15.7% |
| Item | Bayard | National avg. | Difference |
| Ground Beef | $5.98 | $5.84 | 2.4% |
| Fried Chicken | $1.41 | $1.57 | 10.6% |
| Milk | $4.67 | $4.67 | 0.1% |
| Potatoes | $4.44 | $4.93 | 10.0% |
| Pizza | $12.23 | $12.09 | 1.2% |
| Beer | $10.49 | $10.41 | 0.7% |
| Item | Bayard | National avg. | Difference |
| Optometrist | $191.47 | $125.68 | 52.3% |
| Doctor | $140.63 | $135.78 | 3.6% |
| Dentist | $107.16 | $113.29 | 5.4% |
| Ibuprofen | $10.59 | $10.65 | 0.6% |
| Lipitor | $485.12 | $468.60 | 3.5% |
| Item | Bayard | National avg. | Difference |
| Home Price | $88,800.00 | $184,700.00 | 51.9% |
| Avg. Mortgage Payment | $2,154.34 | $2,346.69 | 8.2% |
| Apartment Rent | $558.00 | $949.00 | 41.2% |
| Item | Bayard | National avg. | Difference |
| Gasoline | $3.32 | $3.46 | 4.0% |
| Tire Balancing | $59.30 | $59.92 | 1.0% |
| Item | Bayard | National avg. | Difference |
| All Electricity | $154.32 | $193.99 | 20.5% |
| Phone | $187.74 | $192.25 | 2.3% |
| City | Population | Cost of Living Index | National Avg. |
| Minatare, NE | 937 | 81 | 19.1% |
| McGrew, NE | 111 | 82 | 17.6% |
| Bridgeport, NE | 1,414 | 86 | 14.0% |
| Melbeta, NE | 146 | 87 | 12.7% |
| Bayard, NE | 1,319 | 85 | 15.5% |
| City | Population | Cost of Living Index | National Avg. |
| Mulberry, IN | 1,319 | 90 | 10.4% |
| Coal Run Village, KY | 1,319 | 81 | 19.2% |
| Red Lake Falls, MN | 1,319 | 85 | 15.1% |
| Woodville, MS | 1,319 | 84 | 15.7% |
| Sherburne, NY | 1,319 | 95 | 5.2% |
| Bayard, NE | 1,319 | 85 | 15.5% |
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