A general overview of the cost of living index for Bay Point, CA is displayed above. In Bay Point, CA, the overall cost of living index is 114, which is 17% lower than the California average and 14% higher than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Bay Point, CA, the city's goods and services are 5% higher than the California average and 15% higher than the U.S. average.