Bartlesville cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexBartlesvilleOklahomaNational
Cost of living index8586100
IndexBartlesvilleOklahomaNational
Goods & Services index9793100
Groceries index9397100
Health care index9695100
Housing index6669100
Transportation index8686100
Utilities index9295100
An overview of the general cost of living index for Bartlesville, OK is displayed above for your reference. Residents in Bartlesville, OK enjoy a cost of living index of 85. This index is 1% lower than the Oklahoma average, and 15% lower than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Bartlesville, OK, the average cost of goods and services is 4% higher than it is in Oklahoma, and it is 3% lower than the national average.

Did you know?

  • The cost of living in Bartlesville is 1% lower than the Oklahoma average.
  • The cost of living in Bartlesville is 15% lower than the national average.
  • The cost of housing in Bartlesville is 34% lower than the national average.
  • Oklahoma general sales tax is 12% lower than the national average.
  • Oklahoma state income tax is 78% lower than the national average.

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Compare Bartlesville, OK Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current salary in Bartlesville, OK to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Bartlesville, OK, then you would need to earn more income in order to maintain the same standard of living. To use the Bartlesville, OK salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$60,041$5,003$1,401$1,801
Renters$30,077$2,506$702$902
The affordability of the housing market in Bartlesville, OK as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Bartlesville, OK homeowners, the median income is $60,041. This indicates that a monthly maximum of $1,401 should be spent by homeowners on all housing related costs. Renters have a median income of $30,077. This indicates that renters should have a maximum of $702 used for their rent related monthly costs.

Oklahoma Sales Tax

StateGeneral Sales TaxWith Max Surtax
Oklahoma4.5%11%

Oklahoma Income Tax

StateIncome Tax (Low)Income Tax (High)
Oklahoma0.5%5.25%
One thing to keep in mind when considering the cost of living in Bartlesville, OK is the Oklahoma sales tax and Oklahoma income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Oklahoma sales tax rate is 4.5% and the maximum surtax that can be charged is 11%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Oklahoma income tax rates range from 0.5% to 5.25%.

Goods & Services

ItemBartlesvilleNational avg.Difference
Haircut $14.67$14.590.5%
Beauty Salon $33.00$34.684.8%
Toothpaste $2.22$2.4710.2%
Shampoo $0.88$1.0213.9%
Movie $8.50$9.8713.9%
Bowling $5.49$4.3925.0%

Groceries

ItemBartlesvilleNational avg.Difference
Ground Beef $4.25$4.485.1%
Fried Chicken $1.29$1.4611.9%
Milk $2.54$2.367.8%
Potatoes $2.85$3.066.9%
Pizza $8.49$9.248.1%
Beer $8.59$8.630.5%

Health Care

ItemBartlesvilleNational avg.Difference
Optometrist $87.00$99.7812.8%
Doctor $106.00$105.030.9%
Dentist $75.00$88.7015.4%
Ibuprofen $9.07$9.413.6%
Lipitor $321.25$298.507.6%

Housing

ItemBartlesvilleNational avg.Difference
Home Price $109,400.00$175,700.0037.7%
Avg. Mortgage Payment $693.78$1,081.0335.8%
Apartment Rent $674.00$920.0026.7%

Transportation

ItemBartlesvilleNational avg.Difference
Gasoline $1.66$2.0920.8%
Tire Balancing $47.52$45.294.9%

Utilities

ItemBartlesvilleNational avg.Difference
All Electricity$139.54$170.8018.3%
Phone $30.01$28.266.2%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Wann, OK19274-26%
Barnsdall, OK1,24478-22%
Copan, OK76979-21%
Dewey, OK3,47679-21%
Ochelata, OK33580-20%
Bartlesville, OK36,19385-15%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Martinez, GA36,19093-7%
Delaware, OH36,18892-8%
Central Islip, NY36,23313131%
Parkland, WA36,2631055%
Lynnwood, WA36,26711616%
Bartlesville, OK36,19385-15%
Source: The Bartlesville, OK cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.