Barnstable Town cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexBarnstable TownMassachusettsNational
Cost of living index133132100
IndexBarnstable TownMassachusettsNational
Goods & Services index118117100
Groceries index107108100
Health care index107121100
Housing index172167100
Transportation index101109100
Utilities index139129100
The above illustration supplies generalized information for the Barnstable Town, MA cost of living index. Compared to other cities in Massachusetts and cities across the country, the cost of living index in Barnstable Town, MA is 133, which is 1% higher than the Massachusetts average and 33% higher than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Barnstable Town, MA are 1% higher than the average for Massachusetts and 18% higher than the rest of the country.

Did you know?

  • The cost of living in Barnstable Town is 1% higher than the Massachusetts average.
  • The cost of living in Barnstable Town is 33% higher than the national average.
  • The cost of housing in Barnstable Town is 72% higher than the national average.
  • Massachusetts general sales tax is 23% higher than the national average.
  • Massachusetts state income tax is 132% higher than the national average.

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Compare Barnstable Town, MA Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current income in Barnstable Town, MA to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Barnstable Town, MA, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Barnstable Town, MA salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$68,460$5,705$1,597$2,054
Renters$29,073$2,423$678$872
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Barnstable Town, MA, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Barnstable Town, MA homeowners have a median income of $68,460. Using that number, you will come up with a maximum of $1,597 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $29,073, which means there is a maximum of $678 to be spent on the costs of renting a home or apartment.

Massachusetts Sales Tax

StateGeneral Sales TaxWith Max Surtax
Massachusetts6.25%6.25%

Massachusetts Income Tax

StateIncome Tax (Low)Income Tax (High)
Massachusetts5.15%5.15%
When considering the overall cost of living expenses in Barnstable Town, MA, it's important to take into account the sales tax for Massachusetts, as well as the rate for income tax in Massachusetts. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Massachusetts is 6.25%, and the sales tax in the state of Massachusetts is 6.25%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Massachusetts starts from 5.15% and goes up to 5.15%.

Goods & Services

ItemBarnstable TownNational avg.Difference
Haircut $16.67$15.567.1%
Beauty Salon $48.75$36.1135.0%
Toothpaste $3.97$2.4760.6%
Shampoo $0.99$0.962.6%
Movie $11.17$10.1310.3%
Bowling $4.77$4.740.7%

Groceries

ItemBarnstable TownNational avg.Difference
Ground Beef $4.56$3.9814.4%
Fried Chicken $1.49$1.415.9%
Milk $2.56$2.0623.9%
Potatoes $3.99$2.9833.8%
Pizza $8.83$9.476.8%
Beer $9.44$8.797.3%

Health Care

ItemBarnstable TownNational avg.Difference
Optometrist $123.75$101.0422.5%
Doctor $142.56$107.4432.7%
Dentist $88.44$90.422.2%
Ibuprofen $8.99$9.283.1%
Lipitor $391.73$426.508.2%

Housing

ItemBarnstable TownNational avg.Difference
Home Price $341,100.00$175,700.0094.1%
Avg. Mortgage Payment $1,459.71$1,133.2328.8%
Apartment Rent $1,106.00$920.0020.2%

Transportation

ItemBarnstable TownNational avg.Difference
Gasoline $1.97$1.991.0%
Tire Balancing $49.00$45.767.1%

Utilities

ItemBarnstable TownNational avg.Difference
All Electricity$243.22$163.8148.5%
Phone $36.19$28.3927.5%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Popponesset Island, MA2411616%
Seconsett Island, MA2311616%
South Dennis, MA3,59913232%
West Yarmouth, MA5,88212626%
South Yarmouth, MA11,48212626%
Barnstable Town, MA44,75013333%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Summerville, SC44,7171055%
Draper, UT44,65612222%
Strongsville, OH44,6491033%
Madison, AL44,8661077%
Altadena, CA44,62216060%
Barnstable Town, MA44,75013333%
Source: The Barnstable Town, MA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.