Bakersfield cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index106135100
Goods & Services index100107100
Groceries index106117100
Health care index102109100
Housing index106189100
Transportation index115125100
Utilities index119116100
A general overview of the cost of living index for Bakersfield, CA is displayed above. In Bakersfield, CA, the overall cost of living index is 106, which is 22% lower than the California average and 6% higher than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Bakersfield, CA, the city's goods and services are 7% lower than the California average and equal to the U.S. average.

Did you know?

  • The cost of living in Bakersfield is 22% lower than the California average.
  • The cost of living in Bakersfield is 6% higher than the national average.
  • The cost of housing in Bakersfield is 6% higher than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is meant to help you compare your salary in Bakersfield, CA to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Bakersfield, CA, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Bakersfield, CA salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
One can approximate the cost of living and the housing affordability in Bakersfield, CA by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Bakersfield, CA have a median income of $75,999. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,773 per month to avoid calamity and poverty. The renters in the city have an income of about $35,877, which would make their monthly maximum allowable rental costs $837.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax

California Income Tax

StateIncome Tax (Low)Income Tax (High)
When assessing the complete cost of living in Bakersfield, CA, the California income tax and the California sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The California maximum surtax is 10%, and the California sales tax is 7.5%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 1% to 12.3% in California.

Goods & Services

ItemBakersfieldNational avg.Difference
Haircut $12.00$14.5917.8%
Beauty Salon $46.67$34.6834.6%
Toothpaste $2.67$2.478.0%
Shampoo $1.09$1.026.7%
Movie $8.83$9.8710.5%
Bowling $4.50$4.392.5%


ItemBakersfieldNational avg.Difference
Ground Beef $4.62$4.483.2%
Fried Chicken $1.39$1.465.1%
Milk $2.25$2.364.5%
Potatoes $3.49$3.0614.0%
Pizza $8.99$9.242.7%
Beer $8.65$8.630.2%

Health Care

ItemBakersfieldNational avg.Difference
Optometrist $94.50$99.785.3%
Doctor $102.67$105.032.3%
Dentist $97.00$88.709.4%
Ibuprofen $11.98$9.4127.3%
Lipitor $258.91$298.5013.3%


ItemBakersfieldNational avg.Difference
Home Price $184,800.00$175,700.005.2%
Avg. Mortgage Payment $1,207.72$1,081.0311.7%
Apartment Rent $985.00$920.007.1%


ItemBakersfieldNational avg.Difference
Gasoline $2.51$2.0920.0%
Tire Balancing $46.33$45.292.3%


ItemBakersfieldNational avg.Difference
All Electricity$246.03$170.8044.0%
Phone $23.95$28.2615.2%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Weedpatch, CA2,17088-12%
Fuller Acres, CA92489-11%
Cherokee Strip, CA29590-10%
Mexican Colony, CA21691-9%
Lamont, CA16,35992-8%
Bakersfield, CA358,7001066%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Tampa, FL348,93497-3%
New Orleans, LA368,47195-5%
Honolulu, HI345,13018282%
Anaheim, CA342,97313939%
Arlington, TX375,30597-3%
Bakersfield, CA358,7001066%
Source: The Bakersfield, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.