An overview of the general cost of living index for Baker City, OR is displayed above for your reference. Residents in Baker City, OR enjoy a cost of living index of 87. This index is 26% lower than the Oregon average, and 13% lower than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Baker City, OR, the average cost of goods and services is 20% lower than it is in Oregon, and it is 2% lower than the national average.