Cost Of Living In Baker City, OR

Baker City cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Baker City	Oregon	National
Cost of living index	88	112	100
Index	Baker City	Oregon	National
Goods & Services index	95	111	100
Groceries index	89	107	100
Health care index	104	105	100
Housing index	69	122	100
Transportation index	113	114	100
Utilities index	84	91	100

An overview of the general cost of living index for Baker City, OR is displayed above for your reference. Residents in Baker City, OR enjoy a cost of living index of 88. This index is 22% lower than the Oregon average, and 12% lower than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Baker City, OR, the average cost of goods and services is 15% lower than it is in Oregon, and it is 5% lower than the national average.

Did you know?

The cost of living in Baker City is 22% lower than the Oregon average.
The cost of living in Baker City is 12% lower than the national average.
The cost of housing in Baker City is 31% lower than the national average.
Oregon general sales tax is 100% lower than the national average.
Oregon state income tax is 125% higher than the national average.

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Salary Calculator

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

The salary calculator allows you to compare how much your current salary in Baker City, OR would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Baker City, OR, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Baker City, OR salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$49,555	$4,130	$1,156	$1,487
Renters	$20,498	$1,708	$478	$615

The affordability of the housing market in Baker City, OR as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Baker City, OR homeowners, the median income is $49,555. This indicates that a monthly maximum of $1,156 should be spent by homeowners on all housing related costs. Renters have a median income of $20,498. This indicates that renters should have a maximum of $478 used for their rent related monthly costs.

Oregon Sales Tax

State	General Sales Tax	With Max Surtax
Oregon	0%	0%

Oregon Income Tax

State	Income Tax (Low)	Income Tax (High)
Oregon	5%	9.9%

One thing to keep in mind when considering the cost of living in Baker City, OR is the Oregon sales tax and Oregon income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Oregon sales tax rate is 0% and the maximum surtax that can be charged is 0%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Oregon income tax rates range from 5% to 9.9%.

Goods & Services

Item	Baker City	National avg.	Difference
Haircut	$14.95	$15.56	4.0%
Beauty Salon	$33.10	$36.11	8.3%
Toothpaste	$2.27	$2.47	8.2%
Shampoo	$0.99	$0.96	2.2%
Movie	$10.22	$10.13	1.0%
Bowling	$3.53	$4.74	25.4%

Groceries

Item	Baker City	National avg.	Difference
Ground Beef	$3.88	$3.98	2.5%
Fried Chicken	$1.16	$1.41	17.8%
Milk	$1.53	$2.06	25.9%
Potatoes	$1.40	$2.98	53.1%
Pizza	$8.49	$9.47	10.4%
Beer	$8.11	$8.79	7.7%

Health Care

Item	Baker City	National avg.	Difference
Optometrist	$114.43	$101.04	13.2%
Doctor	$125.34	$107.44	16.7%
Dentist	$87.70	$90.42	3.0%
Ibuprofen	$9.25	$9.28	0.4%
Lipitor	$424.25	$426.50	0.5%

Housing

Item	Baker City	National avg.	Difference
Home Price	$122,200.00	$175,700.00	30.4%
Avg. Mortgage Payment	$940.42	$1,133.23	17.0%
Apartment Rent	$632.00	$920.00	31.3%

Transportation

Item	Baker City	National avg.	Difference
Gasoline	$2.21	$1.99	10.7%
Tire Balancing	$54.09	$45.76	18.2%

Utilities

Item	Baker City	National avg.	Difference
All Electricity	$133.56	$163.81	18.5%
Phone	$25.00	$28.39	11.9%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Haines, OR	426	85	-15%
Baker City, OR	9,774	88	-12%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Warrenton, VA	9,774	117	17%
East Stroudsburg, PA	9,773	102	2%
Cottage Grove, OR	9,772	106	6%
Rockport, TX	9,776	98	-2%
Waynesville, NC	9,770	93	-7%
Baker City, OR	9,774	88	-12%

Source: The Baker City, OR cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.

Baker City, OR Cost of Living