Bacliff, TX Cost Of Living

Bacliff cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Bacliff	Texas	National
Cost of living index	83	91	100
Index	Bacliff	Texas	National
Goods & Services index	95	93	100
Groceries index	87	91	100
Health care index	91	96	100
Housing index	54	83	100
Transportation index	97	94	100
Utilities index	111	100	100

An overview of the general cost of living index for Bacliff, TX is displayed above for your reference. Residents in Bacliff, TX enjoy a cost of living index of 83. This index is 8% lower than the Texas average, and 17% lower than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Bacliff, TX, the average cost of goods and services is 1% higher than it is in Texas, and it is 6% lower than the national average.

Did you know?

The cost of living in Bacliff is 8% lower than the Texas average.
The cost of living in Bacliff is 17% lower than the national average.
The cost of housing in Bacliff is 46% lower than the national average.
Texas general sales tax is 23% higher than the national average.
Texas state income tax is 100% lower than the national average.

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Salary Calculator

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Using the salary calculator lets you compare the salary you earn in Bacliff, TX to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Bacliff, TX, you have to earn a higher income in order to still have the same standard of living. To operate the Bacliff, TX salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$59,714	$4,976	$1,393	$1,792
Renters	$24,278	$2,023	$566	$728

A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Bacliff, TX, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Bacliff, TX has a median income of about $59,714 for people who own homes. Based on that number, a person should spend a maximum of $1,393 on expenses related to housing. Renters have a slightly different median income, which is $24,278. Based on this average, renters should spend no more than $566 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Texas Sales Tax

State	General Sales Tax	With Max Surtax
Texas	6.25%	8.25%

Texas Income Tax

State	Income Tax (Low)	Income Tax (High)
Texas	0%	0%

For those who live in Bacliff, TX and want to know what the true cost of living is, they ought to look at both the Texas income tax rate and the Texas sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In Texas, the sales tax is 6.25%, while the most you'll pay in surtax is 8.25%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in Texas, the income tax rate ranges between 0% to 0%.

Goods & Services

Item	Bacliff	National avg.	Difference
Haircut	$18.56	$16.09	15.4%
Beauty Salon	$49.70	$37.33	33.1%
Toothpaste	$2.24	$2.45	8.3%
Shampoo	$0.79	$1.00	21.4%
Movie	$11.17	$10.28	8.7%
Bowling	$5.97	$4.93	21.0%

Groceries

Item	Bacliff	National avg.	Difference
Ground Beef	$3.41	$3.80	10.3%
Fried Chicken	$1.04	$1.40	25.8%
Milk	$1.55	$2.01	23.0%
Potatoes	$2.61	$3.01	13.3%
Pizza	$8.36	$9.89	15.4%
Beer	$8.78	$8.90	1.3%

Health Care

Item	Bacliff	National avg.	Difference
Optometrist	$106.05	$102.16	3.8%
Doctor	$80.33	$108.36	25.9%
Dentist	$92.07	$92.53	0.5%
Ibuprofen	$8.55	$9.28	7.9%
Lipitor	$410.51	$425.82	3.6%

Housing

Item	Bacliff	National avg.	Difference
Home Price	$78,800.00	$184,700.00	57.3%
Avg. Mortgage Payment	$1,146.28	$1,202.44	4.7%
Apartment Rent	$764.00	$949.00	19.5%

Transportation

Item	Bacliff	National avg.	Difference
Gasoline	$2.09	$2.24	6.7%
Tire Balancing	$49.16	$46.29	6.2%

Utilities

Item	Bacliff	National avg.	Difference
All Electricity	$185.04	$165.96	11.5%
Phone	$31.67	$28.68	10.4%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
South Houston, TX	17,474	84	-16%
Hitchcock, TX	7,464	85	-15%
La Marque, TX	15,567	85	-15%
San Leon, TX	4,987	86	-14%
Texas City, TX	46,811	86	-14%
Bacliff, TX	9,004	83	-17%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Red Bank, SC	9,006	96	-4%
Fitzgerald, GA	9,006	83	-17%
Middletown, PA	9,002	92	-8%
Sturgeon Bay, WI	9,007	89	-11%
Gloucester Point, VA	9,000	103	3%
Bacliff, TX	9,004	83	-17%

Source: The Bacliff, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.

Bacliff, TX Cost of Living