Ayden cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexAydenNorth CarolinaNational
Cost of living index8897100
IndexAydenNorth CarolinaNational
Goods & Services index100101100
Groceries index100100100
Health care index99104100
Housing index6287100
Transportation index99102100
Utilities index98100100
The above illustration supplies generalized information for the Ayden, NC cost of living index. Compared to other cities in North Carolina and cities across the country, the cost of living index in Ayden, NC is 88, which is 9% lower than the North Carolina average and 12% lower than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Ayden, NC are equal to the average for North Carolina and equal to the rest of the country.

Did you know?

  • The cost of living in Ayden is 9% lower than the North Carolina average.
  • The cost of living in Ayden is 12% lower than the national average.
  • The cost of housing in Ayden is 38% lower than the national average.
  • North Carolina general sales tax is 7% lower than the national average.
  • North Carolina state income tax is 159% higher than the national average.

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Compare Ayden, NC Cost of living To Other Cities

Salary Calculator

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Groceries index
Health care index
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The salary calculator is meant to help you compare your salary in Ayden, NC to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Ayden, NC, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Ayden, NC salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$52,500$4,375$1,225$1,575
Renters$25,122$2,094$586$754
If you want to find a good determining factor for the cost of living and the general affordability of housing in Ayden, NC, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Ayden, NC, the median monthly income is $52,500 for those who own their own homes. Under the standard rule, that income level would allow for $1,225 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $25,122, per the median income in the area. That would allow for renters to spend up to $586 on monthly rental expenses.

North Carolina Sales Tax

StateGeneral Sales TaxWith Max Surtax
North Carolina4.75%7.5%

North Carolina Income Tax

StateIncome Tax (Low)Income Tax (High)
North Carolina5.75%5.75%
One thing to keep in mind when considering the cost of living in Ayden, NC is the North Carolina sales tax and North Carolina income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The North Carolina sales tax rate is 4.75% and the maximum surtax that can be charged is 7.5%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The North Carolina income tax rates range from 5.75% to 5.75%.

Goods & Services

ItemAydenNational avg.Difference
Haircut $18.57$14.5927.3%
Beauty Salon $40.57$34.6817.0%
Toothpaste $2.44$2.471.3%
Shampoo $1.01$1.021.2%
Movie $9.86$9.870.1%
Bowling $4.44$4.391.1%

Groceries

ItemAydenNational avg.Difference
Ground Beef $4.69$4.484.8%
Fried Chicken $1.35$1.467.8%
Milk $2.50$2.366.1%
Potatoes $3.64$3.0618.9%
Pizza $9.27$9.240.3%
Beer $8.62$8.630.1%

Health Care

ItemAydenNational avg.Difference
Optometrist $98.75$99.781.0%
Doctor $95.79$105.038.8%
Dentist $98.29$88.7010.8%
Ibuprofen $9.61$9.412.1%
Lipitor $258.40$298.5013.4%

Housing

ItemAydenNational avg.Difference
Home Price $101,000.00$175,700.0042.5%
Avg. Mortgage Payment $797.74$1,081.0326.2%
Apartment Rent $668.00$920.0027.4%

Transportation

ItemAydenNational avg.Difference
Gasoline $2.22$2.096.3%
Tire Balancing $35.50$45.2921.6%

Utilities

ItemAydenNational avg.Difference
All Electricity$147.80$170.8013.5%
Phone $31.99$28.2613.2%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Maury, NC1,22882-18%
Snow Hill, NC1,87884-16%
Vanceboro, NC1,09287-13%
Grimesland, NC45385-15%
Fountain, NC45986-14%
Ayden, NC5,01888-12%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Santa Venetia, CA5,01716262%
Ahoskie, NC5,01786-14%
Sissonville, WV5,01789-11%
Suncook, NH5,01711414%
Kutztown, PA5,0161088%
Ayden, NC5,01888-12%
Source: The Ayden, NC cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.