Auburn cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexAuburnNew YorkNational
Cost of living index90122100
IndexAuburnNew YorkNational
Goods & Services index100112100
Groceries index104103100
Health care index112104100
Housing index59149100
Transportation index123122100
Utilities index91102100
Displayed above is a general overview of the Auburn, NY cost of living index. The overall cost of living index in Auburn, NY is 90, which is 26% lower than the New York average and 10% lower than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Auburn, NY are 11% lower than the New York average and equal to the national average.

Did you know?

  • The cost of living in Auburn is 26% lower than the New York average.
  • The cost of living in Auburn is 10% lower than the national average.
  • The cost of housing in Auburn is 41% lower than the national average.
  • New York general sales tax is 21% lower than the national average.
  • New York state income tax is 80% higher than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is meant to help you compare your salary in Auburn, NY to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Auburn, NY, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Auburn, NY salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
One can approximate the cost of living and the housing affordability in Auburn, NY by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Auburn, NY have a median income of $56,002. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,307 per month to avoid calamity and poverty. The renters in the city have an income of about $23,074, which would make their monthly maximum allowable rental costs $538.

New York Sales Tax

StateGeneral Sales TaxWith Max Surtax
New York4%8.875%

New York Income Tax

StateIncome Tax (Low)Income Tax (High)
New York4%8.82%
When considering the overall cost of living expenses in Auburn, NY, it's important to take into account the sales tax for New York, as well as the rate for income tax in New York. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for New York is 8.875%, and the sales tax in the state of New York is 4%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in New York starts from 4% and goes up to 8.82%.

Goods & Services

ItemAuburnNational avg.Difference
Haircut $15.75$14.597.9%
Beauty Salon $34.25$34.681.2%
Toothpaste $3.08$2.4724.5%
Shampoo $1.51$1.0247.7%
Movie $10.50$9.876.4%
Bowling $4.00$4.398.9%


ItemAuburnNational avg.Difference
Ground Beef $4.41$4.481.5%
Fried Chicken $1.62$1.4610.7%
Milk $1.90$2.3619.4%
Potatoes $3.24$3.065.8%
Pizza $8.00$9.2413.4%
Beer $9.59$8.6311.1%

Health Care

ItemAuburnNational avg.Difference
Optometrist $109.00$99.789.2%
Doctor $143.69$105.0336.8%
Dentist $87.00$88.701.9%
Ibuprofen $9.48$9.410.7%
Lipitor $320.90$298.507.5%


ItemAuburnNational avg.Difference
Home Price $95,900.00$175,700.0045.4%
Avg. Mortgage Payment $1,281.68$1,081.0318.6%
Apartment Rent $635.00$920.0031.0%


ItemAuburnNational avg.Difference
Gasoline $2.63$2.0926.0%
Tire Balancing $51.93$45.2914.7%


ItemAuburnNational avg.Difference
All Electricity$179.24$170.804.9%
Phone $19.99$28.2629.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Savannah, NY42684-16%
Seneca Knolls, NY1,93687-13%
Romulus, NY61988-12%
Waterloo, NY5,17888-12%
Port Byron, NY1,38789-11%
Auburn, NY27,36990-10%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Saugus, MA27,36914040%
Slidell, LA27,37296-4%
American Fork, UT27,3661055%
Enterprise, AL27,37591-9%
Garden City, MI27,35687-13%
Auburn, NY27,36990-10%
Source: The Auburn, NY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.