Athens cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexAthensAlabamaNational
Cost of living index9089100
IndexAthensAlabamaNational
Goods & Services index9698100
Groceries index9698100
Health care index8985100
Housing index7673100
Transportation index9092100
Utilities index10799100
The above illustration supplies generalized information for the Athens, AL cost of living index. Compared to other cities in Alabama and cities across the country, the cost of living index in Athens, AL is 90, which is 1% higher than the Alabama average and 10% lower than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Athens, AL are 2% lower than the average for Alabama and 4% lower than the rest of the country.

Did you know?

  • The cost of living in Athens is 1% higher than the Alabama average.
  • The cost of living in Athens is 10% lower than the national average.
  • The cost of housing in Athens is 24% lower than the national average.
  • Alabama general sales tax is 21% lower than the national average.
  • Alabama state income tax is 10% lower than the national average.

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Salary Calculator

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Use the salary calculator to compare your current salary in Athens, AL to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Athens, AL, then you would need to earn more income in order to maintain the same standard of living. To use the Athens, AL salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$59,583$4,965$1,390$1,788
Renters$25,820$2,152$602$775
The affordability of the housing market in Athens, AL as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Athens, AL homeowners, the median income is $59,583. This indicates that a monthly maximum of $1,390 should be spent by homeowners on all housing related costs. Renters have a median income of $25,820. This indicates that renters should have a maximum of $602 used for their rent related monthly costs.

Alabama Sales Tax

StateGeneral Sales TaxWith Max Surtax
Alabama4%10%

Alabama Income Tax

StateIncome Tax (Low)Income Tax (High)
Alabama2%5%
When assessing the complete cost of living in Athens, AL, the Alabama income tax and the Alabama sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Alabama maximum surtax is 10%, and the Alabama sales tax is 4%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 2% to 5% in Alabama.

Goods & Services

ItemAthensNational avg.Difference
Haircut $10.67$14.5926.9%
Beauty Salon $34.67$34.680.0%
Toothpaste $2.68$2.478.4%
Shampoo $0.86$1.0215.9%
Movie $9.25$9.876.3%
Bowling $3.82$4.3913.0%

Groceries

ItemAthensNational avg.Difference
Ground Beef $4.69$4.484.8%
Fried Chicken $1.49$1.461.8%
Milk $2.06$2.3612.6%
Potatoes $3.24$3.065.8%
Pizza $8.49$9.248.1%
Beer $7.96$8.637.8%

Health Care

ItemAthensNational avg.Difference
Optometrist $89.50$99.7810.3%
Doctor $83.33$105.0320.7%
Dentist $78.00$88.7012.1%
Ibuprofen $8.78$9.416.7%
Lipitor $299.45$298.500.3%

Housing

ItemAthensNational avg.Difference
Home Price $140,000.00$175,700.0020.3%
Avg. Mortgage Payment $768.82$1,081.0328.9%
Apartment Rent $624.00$920.0032.2%

Transportation

ItemAthensNational avg.Difference
Gasoline $1.99$2.095.0%
Tire Balancing $35.00$45.2922.7%

Utilities

ItemAthensNational avg.Difference
All Electricity$159.20$170.806.8%
Phone $35.91$28.2627.1%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Lester, AL11583-17%
Hillsboro, AL55386-14%
Ardmore, TN1,18289-11%
Elkmont, AL45987-13%
Ardmore, AL1,51191-9%
Athens, AL23,33590-10%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Vero Beach South, FL23,34399-1%
Munster, IN23,3251088%
Elk River, MN23,3461077%
Cottage Lake, WA23,31816363%
Ashland, CA23,36012828%
Athens, AL23,33590-10%
Source: The Athens, AL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.