Ashtabula cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexAshtabulaOhioNational
Cost of living index8891100
IndexAshtabulaOhioNational
Goods & Services index10596100
Groceries index10799100
Health care index11496100
Housing index5175100
Transportation index9795100
Utilities index100101100
Displayed above is a general overview of the Ashtabula, OH cost of living index. The overall cost of living index in Ashtabula, OH is 88, which is 3% lower than the Ohio average and 12% lower than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Ashtabula, OH are 9% higher than the Ohio average and 5% higher than the national average.

Did you know?

  • The cost of living in Ashtabula is 3% lower than the Ohio average.
  • The cost of living in Ashtabula is 12% lower than the national average.
  • The cost of housing in Ashtabula is 49% lower than the national average.
  • Ohio general sales tax is 13% higher than the national average.
  • Ohio state income tax is 76% lower than the national average.

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Compare Ashtabula, OH Cost of living To Other Cities

Salary Calculator

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Using the salary calculator lets you compare the salary you earn in Ashtabula, OH to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Ashtabula, OH, you have to earn a higher income in order to still have the same standard of living. To operate the Ashtabula, OH salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$42,213$3,518$985$1,267
Renters$17,056$1,421$398$512
The affordability of the housing market in Ashtabula, OH as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Ashtabula, OH homeowners, the median income is $42,213. This indicates that a monthly maximum of $985 should be spent by homeowners on all housing related costs. Renters have a median income of $17,056. This indicates that renters should have a maximum of $398 used for their rent related monthly costs.

Ohio Sales Tax

StateGeneral Sales TaxWith Max Surtax
Ohio5.75%8%

Ohio Income Tax

StateIncome Tax (Low)Income Tax (High)
Ohio0.528%5.333%
When assessing the complete cost of living in Ashtabula, OH, the Ohio income tax and the Ohio sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Ohio maximum surtax is 8%, and the Ohio sales tax is 5.75%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 0.528% to 5.333% in Ohio.

Goods & Services

ItemAshtabulaNational avg.Difference
Haircut $17.45$14.5919.6%
Beauty Salon $41.75$34.6820.4%
Toothpaste $2.64$2.476.7%
Shampoo $1.03$1.020.8%
Movie $10.15$9.872.9%
Bowling $4.29$4.392.3%

Groceries

ItemAshtabulaNational avg.Difference
Ground Beef $4.86$4.488.6%
Fried Chicken $1.54$1.465.2%
Milk $2.69$2.3614.1%
Potatoes $2.79$3.068.9%
Pizza $11.00$9.2419.0%
Beer $7.99$8.637.4%

Health Care

ItemAshtabulaNational avg.Difference
Optometrist $84.74$99.7815.1%
Doctor $115.50$105.0310.0%
Dentist $115.00$88.7029.6%
Ibuprofen $11.07$9.4117.6%
Lipitor $302.96$298.501.5%

Housing

ItemAshtabulaNational avg.Difference
Home Price $75,800.00$175,700.0056.9%
Avg. Mortgage Payment $1,001.84$1,081.037.3%
Apartment Rent $634.00$920.0031.1%

Transportation

ItemAshtabulaNational avg.Difference
Gasoline $1.99$2.094.9%
Tire Balancing $45.52$45.290.5%

Utilities

ItemAshtabulaNational avg.Difference
All Electricity$165.58$170.803.1%
Phone $29.58$28.264.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Edgewood, OH4,32877-23%
Conneaut, OH12,83678-22%
Geneva-on-the-Lake, OH1,46289-11%
Jefferson, OH2,99879-21%
Geneva, OH6,15891-9%
Ashtabula, OH18,81988-12%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
White Oak, OH18,81489-11%
Orange, TX18,81084-16%
Cameron Park, CA18,83113030%
Stevenson Ranch, CA18,83216262%
Mokena, IL18,80411313%
Ashtabula, OH18,81988-12%
Source: The Ashtabula, OH cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.