Ashland cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexAshlandOregonNational
Cost of living index130117100
IndexAshlandOregonNational
Goods & Services index122122100
Groceries index116116100
Health care index114114100
Housing index167122100
Transportation index111111100
Utilities index8989100
The above illustration supplies generalized information for the Ashland, OR cost of living index. Compared to other cities in Oregon and cities across the country, the cost of living index in Ashland, OR is 130, which is 11% higher than the Oregon average and 30% higher than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Ashland, OR are equal to the average for Oregon and 22% higher than the rest of the country.

Did you know?

  • The cost of living in Ashland is 11% higher than the Oregon average.
  • The cost of living in Ashland is 30% higher than the national average.
  • The cost of housing in Ashland is 67% higher than the national average.
  • Oregon general sales tax is 100% lower than the national average.
  • Oregon state income tax is 125% higher than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Ashland, OR would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Ashland, OR, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Ashland, OR salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$61,962$5,164$1,446$1,859
Renters$28,008$2,334$653$840
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Ashland, OR, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Ashland, OR homeowners have a median income of $61,962. Using that number, you will come up with a maximum of $1,446 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $28,008, which means there is a maximum of $653 to be spent on the costs of renting a home or apartment.

Oregon Sales Tax

StateGeneral Sales TaxWith Max Surtax
Oregon0%0%

Oregon Income Tax

StateIncome Tax (Low)Income Tax (High)
Oregon5%9.9%
When you are determining the total cost of living in Ashland, OR you will want to make sure you consider both the Oregon sales tax and the Oregon income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Oregon is 0%, with the highest surtax being 0%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Oregon have a range from 5% to 9.9%.

Goods & Services

ItemAshlandNational avg.Difference
Haircut $25.20$14.5972.7%
Beauty Salon $46.60$34.6834.4%
Toothpaste $3.42$2.4738.3%
Shampoo $1.72$1.0268.3%
Movie $10.15$9.872.9%
Bowling $3.45$4.3921.4%

Groceries

ItemAshlandNational avg.Difference
Ground Beef $4.65$4.483.9%
Fried Chicken $2.69$1.4683.7%
Milk $1.97$2.3616.4%
Potatoes $2.73$3.0610.8%
Pizza $11.00$9.2419.0%
Beer $8.85$8.632.5%

Health Care

ItemAshlandNational avg.Difference
Optometrist $124.50$99.7824.8%
Doctor $131.85$105.0325.5%
Dentist $101.00$88.7013.9%
Ibuprofen $14.45$9.4153.5%
Lipitor $251.31$298.5015.8%

Housing

ItemAshlandNational avg.Difference
Home Price $343,500.00$175,700.0095.5%
Avg. Mortgage Payment $1,517.59$1,081.0340.4%
Apartment Rent $926.00$920.000.7%

Transportation

ItemAshlandNational avg.Difference
Gasoline $2.30$2.099.9%
Tire Balancing $52.33$45.2915.6%

Utilities

ItemAshlandNational avg.Difference
All Electricity$151.02$170.8011.6%
Phone $25.01$28.2611.5%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Phoenix, OR4,4651088%
Talent, OR6,1641099%
Central Point, OR17,44311111%
Medford, OR76,64811313%
Jacksonville, OR2,81612727%
Ashland, OR20,41213030%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Ashland, OH20,42183-17%
Libertyville, IL20,39813333%
Chambersburg, PA20,43098-2%
Corinth, TX20,4321066%
Woodbridge, NJ20,43412424%
Ashland, OR20,41213030%
Source: The Ashland, OR cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.