Arroyo Grande cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexArroyo GrandeCaliforniaNational
Cost of living index138135100
IndexArroyo GrandeCaliforniaNational
Goods & Services index100107100
Groceries index106117100
Health care index102109100
Housing index213189100
Transportation index115125100
Utilities index119116100
The above illustration supplies generalized information for the Arroyo Grande, CA cost of living index. Compared to other cities in California and cities across the country, the cost of living index in Arroyo Grande, CA is 138, which is 2% higher than the California average and 38% higher than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Arroyo Grande, CA are 7% lower than the average for California and equal to the rest of the country.

Did you know?

  • The cost of living in Arroyo Grande is 2% higher than the California average.
  • The cost of living in Arroyo Grande is 38% higher than the national average.
  • The cost of housing in Arroyo Grande is 113% higher than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare Arroyo Grande, CA Cost of living To Other Cities

Salary Calculator

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The salary calculator is used in order to provide a comparison of your current salary in Arroyo Grande, CA to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Arroyo Grande, CA, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Arroyo Grande, CA salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$79,547$6,629$1,856$2,387
Renters$34,516$2,876$805$1,036
The affordability of the housing market in Arroyo Grande, CA as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Arroyo Grande, CA homeowners, the median income is $79,547. This indicates that a monthly maximum of $1,856 should be spent by homeowners on all housing related costs. Renters have a median income of $34,516. This indicates that renters should have a maximum of $805 used for their rent related monthly costs.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.5%10%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%12.3%
The California sales tax and California income tax rates should definitely be considered when determining the overall cost of living in Arroyo Grande, CA. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The California sales tax is 7.5% and the maximum surtax is 10%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The California income tax rates range from 1% to 12.3%.

Goods & Services

ItemArroyo GrandeNational avg.Difference
Haircut $12.00$14.5917.8%
Beauty Salon $46.67$34.6834.6%
Toothpaste $2.67$2.478.0%
Shampoo $1.09$1.026.7%
Movie $8.83$9.8710.5%
Bowling $4.50$4.392.5%

Groceries

ItemArroyo GrandeNational avg.Difference
Ground Beef $4.62$4.483.2%
Fried Chicken $1.39$1.465.1%
Milk $2.25$2.364.5%
Potatoes $3.49$3.0614.0%
Pizza $8.99$9.242.7%
Beer $8.65$8.630.2%

Health Care

ItemArroyo GrandeNational avg.Difference
Optometrist $94.50$99.785.3%
Doctor $102.67$105.032.3%
Dentist $97.00$88.709.4%
Ibuprofen $11.98$9.4127.3%
Lipitor $258.91$298.5013.3%

Housing

ItemArroyo GrandeNational avg.Difference
Home Price $441,700.00$175,700.00151.4%
Avg. Mortgage Payment $1,207.72$1,081.0311.7%
Apartment Rent $1,137.00$920.0023.6%

Transportation

ItemArroyo GrandeNational avg.Difference
Gasoline $2.51$2.0920.0%
Tire Balancing $46.33$45.292.3%

Utilities

ItemArroyo GrandeNational avg.Difference
All Electricity$246.03$170.8044.0%
Phone $23.95$28.2615.2%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Guadalupe, CA7,1601088%
San Miguel CDP (San Luis Obispo County), CA2,63811313%
Oceano, CA7,35511313%
Santa Maria, CA101,46811616%
Nipomo, CA17,11513131%
Arroyo Grande, CA17,53613838%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Menasha, WI17,53593-7%
Bellaire, TX17,53315858%
Colonial Heights, VA17,54299-1%
Colonia, NJ17,53013030%
Beckley, WV17,52988-12%
Arroyo Grande, CA17,53613838%
Source: The Arroyo Grande, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.