Arab cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexArabAlabamaNational
Cost of living index9389100
IndexArabAlabamaNational
Goods & Services index10398100
Groceries index9598100
Health care index9685100
Housing index7673100
Transportation index9892100
Utilities index10699100
An overview of the general cost of living index for Arab, AL is displayed above for your reference. Residents in Arab, AL enjoy a cost of living index of 93. This index is 4% higher than the Alabama average, and 7% lower than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Arab, AL, the average cost of goods and services is 6% higher than it is in Alabama, and it is 3% higher than the national average.

Did you know?

  • The cost of living in Arab is 4% higher than the Alabama average.
  • The cost of living in Arab is 7% lower than the national average.
  • The cost of housing in Arab is 24% lower than the national average.
  • Alabama general sales tax is 21% lower than the national average.
  • Alabama state income tax is 10% lower than the national average.

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Compare Arab, AL Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Arab, AL would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Arab, AL, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Arab, AL salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$58,580$4,882$1,367$1,758
Renters$23,409$1,951$546$702
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Arab, AL, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Arab, AL homeowners have a median income of $58,580. Using that number, you will come up with a maximum of $1,367 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $23,409, which means there is a maximum of $546 to be spent on the costs of renting a home or apartment.

Alabama Sales Tax

StateGeneral Sales TaxWith Max Surtax
Alabama4%10%

Alabama Income Tax

StateIncome Tax (Low)Income Tax (High)
Alabama2%5%
The Alabama sales tax and Alabama income tax rates should definitely be considered when determining the overall cost of living in Arab, AL. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Alabama sales tax is 4% and the maximum surtax is 10%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Alabama income tax rates range from 2% to 5%.

Goods & Services

ItemArabNational avg.Difference
Haircut $14.20$14.592.7%
Beauty Salon $30.40$34.6812.3%
Toothpaste $2.18$2.4711.9%
Shampoo $0.87$1.0214.9%
Movie $9.42$9.874.5%
Bowling $3.70$4.3915.8%

Groceries

ItemArabNational avg.Difference
Ground Beef $5.86$4.4830.9%
Fried Chicken $1.11$1.4624.2%
Milk $2.23$2.365.4%
Potatoes $3.26$3.066.5%
Pizza $9.99$9.248.1%
Beer $8.15$8.635.6%

Health Care

ItemArabNational avg.Difference
Optometrist $109.40$99.789.6%
Doctor $82.50$105.0321.5%
Dentist $90.50$88.702.0%
Ibuprofen $8.10$9.4113.9%
Lipitor $318.55$298.506.7%

Housing

ItemArabNational avg.Difference
Home Price $142,700.00$175,700.0018.8%
Avg. Mortgage Payment $781.22$1,081.0327.7%
Apartment Rent $580.00$920.0037.0%

Transportation

ItemArabNational avg.Difference
Gasoline $2.00$2.094.4%
Tire Balancing $46.99$45.293.8%

Utilities

ItemArabNational avg.Difference
All Electricity$156.81$170.808.2%
Phone $35.51$28.2625.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Joppa, AL10385-15%
Douglas, AL99085-15%
Baileyton, AL74283-17%
Fairview, AL48384-16%
Snead, AL1,03889-11%
Arab, AL8,24193-7%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Grove City, PA8,24282-18%
Los Altos Hills, CA8,244222122%
Latrobe, PA8,23791-9%
Molalla, OR8,24711212%
West Frankfort, IL8,24778-22%
Arab, AL8,24193-7%
Source: The Arab, AL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.