D-
12%
Overall NAT. AVG.
8%
Goods & Services NAT. AVG.
18%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Ansonia Connecticut National
Cost of living112118100
Goods & Services108109100
Groceries99102100
Health care113109100
Housing118137100
Transportation103100100
Utilities133130100

An Overview of Cost of Living in Ansonia, CT

Are you thinking about relocating, but curious about the potential cost of living in Ansonia? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Ansonia stands at 112, making it 12% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

Is Ansonia Affordable?

Is Ansonia an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Ansonia is 17.9% higher than the national average, while the average monthly rent prices are 17.7% higher than average. The affordability of any location can also be influenced by median income levels. Ansonia has a median household income of $53,709, which is 2.9% lower than the national average.

What Factors can Influence the Cost of Living in Ansonia?

Housing: When there's a high demand for housing in trendy places, it can cause property prices and rental rates to soar, leading to a significantly higher cost of living. Conversely, in less desirable locations, where demand is low, prices tend to decrease, resulting in a more budget-friendly cost of living. In Ansonia, the housing index is 17.9% higher than the national average.

Healthcare: Healthcare expenses and insurance premiums can vary significantly depending on the specific city or state. Factors such as accessibility to healthcare facilities, out-of-pocket expenses for doctor's visits, dental care expenses, prescription costs and specialized medical care fees can all influence the overall cost of living. In Ansonia, healthcare costs are 13.3% higher than the national average.

Urbanization: Larger, urban hubs brimming with ample amenities and robust employment opportunities often showcase a heightened cost of living. This surge is primarily attributed to the amplified demand for services and increased residential migration, culminating in elevated home prices and elevated rental rates. Conversely, less densely populated rural locales or regions characterized by reduced demand tend to offer a more limited array of amenities and undergo slower job market growth, ultimately yielding a more affordable cost of living.

Where is the Data From?

The cost of living in Ansonia, presented above is derived from the C2ER cost of living index, offering a practical method for assessing living cost disparities in urban areas. Published quarterly, this index compiles data from more than 300 independent researchers, encompassing over 60 goods and services in 6 categories. The weightings assigned to cost variances are informed by government survey data tracking the expenditure patterns of professional and executive households. It should be noted that the C2ER index does not include data on sales or income tax rates, however, AreaVibes incorporates tax rates into the overall cost of living score for each area.

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Cost Of Living Quick Facts

  • The cost of living in Ansonia is 5% lower than the Connecticut average
  • The cost of living in Ansonia is 12% higher than the national average
  • Ansonia housing is 18% higher than the national average
  • Connecticut general sales tax is 24% higher than the national average
  • Connecticut state income tax is 33% higher than the national average

Most Affordable Places to Live in and Around Ansonia

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Compare Ansonia, CT Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$75,293$6,274$1,757$2,259
      Renters$38,992$3,249$910$1,170
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Ansonia, CT, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Ansonia, homeowners have a median income of $75,293. Using that number, a maximum of $1,757 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $38,992, which means there is a maximum of $910 to be spent on the costs of renting a home or apartment.

      Connecticut Sales Tax

      State General Sales Tax With Max Surtax
      Connecticut 6.35% 6.35%

      Connecticut Income Tax

      State Income Tax (Low) Income Tax (High)
      Connecticut 3% 6.99%

      Goods & Services

      Item Ansonia National avg. Difference
      Haircut $39.78$24.2664.0%
      Beauty Salon $69.00$45.5651.4%
      Toothpaste $3.86$3.704.2%
      Shampoo $1.47$1.2814.8%
      Movie $15.07$12.1324.2%
      Bowling $24.00$18.0033.3%

      Groceries

      Item Ansonia National avg. Difference
      Ground Beef $6.28$5.847.6%
      Fried Chicken $1.59$1.571.4%
      Milk $4.83$4.673.3%
      Potatoes $5.03$4.932.0%
      Pizza $13.21$12.099.3%
      Beer $10.53$10.411.1%

      Health Care

      Item Ansonia National avg. Difference
      Optometrist $134.70$125.687.2%
      Doctor $162.26$135.7819.5%
      Dentist $136.03$113.2920.1%
      Ibuprofen $11.26$10.655.7%
      Lipitor $375.63$468.6019.8%

      Housing

      Item Ansonia National avg. Difference
      Home Price $217,800.00$184,700.0017.9%
      Avg. Mortgage Payment $3,730.18$2,346.6959.0%
      Apartment Rent $1,117.00$949.0017.7%

      Transportation

      Item Ansonia National avg. Difference
      Gasoline $3.47$3.460.2%
      Tire Balancing $63.33$59.925.7%

      Utilities

      Item Ansonia National avg. Difference
      All Electricity $296.64$193.9952.9%
      Phone $185.16$192.253.7%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Waterbury, CT107,8411011.1%
      Meriden, CT59,5121044.4%
      Naugatuck, CT31,2011088.4%
      Bridgeport, CT145,0141098.9%
      Derby, CT12,4201109.7%
      Ansonia, CT18,70911212.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Country Walk, FL18,71013433.9%
      North Valley Stream, NY18,71215150.6%
      Berea, OH18,713928.2%
      Woodcrest, CA18,71915251.7%
      Point Pleasant, NJ18,68613535.5%
      Ansonia, CT18,70911212.0%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.