Andrews cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexAndrewsTexasNational
Cost of living index8891100
IndexAndrewsTexasNational
Goods & Services index10097100
Groceries index9090100
Health care index10396100
Housing index6581100
Transportation index9695100
Utilities index10094100
A general overview of the cost of living index for Andrews, TX is displayed above. In Andrews, TX, the overall cost of living index is 88, which is 3% lower than the Texas average and 12% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Andrews, TX, the city's goods and services are 3% higher than the Texas average and equal to the U.S. average.

Did you know?

  • The cost of living in Andrews is 3% lower than the Texas average.
  • The cost of living in Andrews is 12% lower than the national average.
  • The cost of housing in Andrews is 35% lower than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

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Compare Andrews, TX Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current income in Andrews, TX to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Andrews, TX, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Andrews, TX salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$71,094$5,925$1,659$2,133
Renters$45,172$3,764$1,054$1,355
The affordability of the housing market in Andrews, TX as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Andrews, TX homeowners, the median income is $71,094. This indicates that a monthly maximum of $1,659 should be spent by homeowners on all housing related costs. Renters have a median income of $45,172. This indicates that renters should have a maximum of $1,054 used for their rent related monthly costs.

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax
Texas6.25%8.25%

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
Texas0%0%
The Texas sales tax and Texas income tax rates should definitely be considered when determining the overall cost of living in Andrews, TX. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Texas sales tax is 6.25% and the maximum surtax is 8.25%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Texas income tax rates range from 0% to 0%.

Goods & Services

ItemAndrewsNational avg.Difference
Haircut $13.75$14.595.8%
Beauty Salon $36.25$34.684.5%
Toothpaste $2.50$2.471.1%
Shampoo $0.87$1.0214.9%
Movie $9.88$9.870.1%
Bowling $4.50$4.392.5%

Groceries

ItemAndrewsNational avg.Difference
Ground Beef $4.96$4.4810.8%
Fried Chicken $1.33$1.469.2%
Milk $2.00$2.3615.1%
Potatoes $2.11$3.0631.1%
Pizza $9.49$9.242.7%
Beer $9.06$8.634.9%

Health Care

ItemAndrewsNational avg.Difference
Optometrist $97.67$99.782.1%
Doctor $117.50$105.0311.9%
Dentist $87.50$88.701.4%
Ibuprofen $10.14$9.417.7%
Lipitor $293.92$298.501.5%

Housing

ItemAndrewsNational avg.Difference
Home Price $90,700.00$175,700.0048.4%
Avg. Mortgage Payment $1,005.43$1,081.037.0%
Apartment Rent $899.00$920.002.3%

Transportation

ItemAndrewsNational avg.Difference
Gasoline $2.08$2.090.6%
Tire Balancing $39.50$45.2912.8%

Utilities

ItemAndrewsNational avg.Difference
All Electricity$171.15$170.800.2%
Phone $28.00$28.260.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
McKinney Acres, TX94891-9%
Andrews, TX12,16088-12%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Greensburg, IN12,16080-20%
Lilburn, GA12,16299-1%
Palmer Town, MA12,15511515%
Salisbury, NY12,15415454%
Lumberton, TX12,15392-8%
Andrews, TX12,16088-12%
Source: The Andrews, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.