A+
4%
Overall NAT. AVG.
3%
Goods & Services NAT. AVG.
6%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Andrews Texas National
Cost of living9692100
Goods & Services9796100
Groceries9796100
Health care9494100
Housing9483100
Transportation9492100
Utilities99104100

An Overview of Cost of Living in Andrews, TX

Understanding the cost of living in Andrews can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Andrews cost of living index is 96, which is 4% lower than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.

Everyday expenditures like food, housing, goods and services, transportation and health care in Andrews are priced in a manner consistent with other areas. This means that residents of Andrews can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.

Is Andrews Affordable?

Is Andrews an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Andrews, the median home price is 15.7% lower than what most folks pay across the country, and monthly rent prices are 15.6% higher than the usual rates. Income levels in Andrews come in at $69,886, which is 26.3% higher than the national average.

What Factors can Influence the Cost of Living in Andrews?

Groceries: Grocery expenditures have undergone notable escalation over the last 2-3 years. In some markets, the cost of food products has surged by more than 20%, while others have experienced only modest increments. These fluctuations in food costs can have a significant impact on the overall cost of living in any region. In Andrews, the groceries index registers 3.4% lower than the national average.

Taxes: Cities that enforce higher taxes, covering both sales taxes and income taxes, can be a factor contributing to a higher cost of living. Paying more in taxes for everyday essentials like clothing and food inevitably leads to higher expenses. A higher income tax rate can further contribute to an overall elevated cost of living. In Andrews, the baseline sales tax rate begins at 6.25%, and income tax rates start at 0%.

Transportation: In situations where public transportation is limited or nonexistent, local residents may be required to own and maintain their own vehicles, contributing to an elevated cost of living. Monthly expenditures may encompass fuel costs, insurance premiums, routine vehicle upkeep and possibly lease or financing payments. In Andrews, the transportation index is 5.6% lower than the national average.

Where is the Data From?

The Andrews cost of living data displayed above is derived from the C2ER cost of living index to provide a useful and reasonably accurate measure of living cost differences in urban areas. The index takes into account data from 300 independent researches, covering more than 60 goods and services across 6 different categories, to create an overall index for each area, with 100 being the average. The C2ER index does not include sales or income tax rates in their data, however AreaVibes does include both income and sales tax rates in the overall cost of living score for each area.

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Cost Of Living Quick Facts

  • The cost of living in Andrews is 3% higher than the Texas average
  • The cost of living in Andrews is 4% lower than the national average
  • Andrews housing is 6% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Andrews

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Compare Andrews, TX Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$76,872$6,406$1,794$2,306
      Renters$53,330$4,444$1,244$1,600
      The affordability of the housing market in Andrews, TX as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Andrews homeowners, the median income is $76,872. This indicates that a monthly maximum of $1,794 should be spent by homeowners on all housing related costs. Renters have a median income of $53,330. This indicates that renters would have a maximum of $1,244 for their rent related monthly costs.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Goods & Services

      Item Andrews National avg. Difference
      Haircut $27.73$24.2614.3%
      Beauty Salon $70.27$45.5654.2%
      Toothpaste $3.61$3.702.5%
      Shampoo $1.15$1.2810.2%
      Movie $11.70$12.133.6%
      Bowling $17.73$18.001.5%

      Groceries

      Item Andrews National avg. Difference
      Ground Beef $5.50$5.845.8%
      Fried Chicken $1.67$1.576.0%
      Milk $4.58$4.672.0%
      Potatoes $4.86$4.931.5%
      Pizza $11.64$12.093.7%
      Beer $10.47$10.410.6%

      Health Care

      Item Andrews National avg. Difference
      Optometrist $134.65$125.687.1%
      Doctor $146.52$135.787.9%
      Dentist $122.61$113.298.2%
      Ibuprofen $10.35$10.652.8%
      Lipitor $466.56$468.600.4%

      Housing

      Item Andrews National avg. Difference
      Home Price $155,700.00$184,700.0015.7%
      Avg. Mortgage Payment $1,699.62$2,346.6927.6%
      Apartment Rent $1,097.00$949.0015.6%

      Transportation

      Item Andrews National avg. Difference
      Gasoline $3.06$3.4611.5%
      Tire Balancing $61.55$59.922.7%

      Utilities

      Item Andrews National avg. Difference
      All Electricity $137.32$193.9929.2%
      Phone $207.58$192.258.0%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      McKinney Acres, TX1,1098515.0%
      Andrews, TX13,797964.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Taché, MB13,799n/a 
      Ewa Beach, HI13,80317574.6%
      Highland Park, NJ13,80313130.9%
      Bexley, OH13,80512222.4%
      Jefferson Valley-Yorktown, NY13,78614544.6%
      Andrews, TX13,797964.4%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.