Andover cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexAndoverKansasNational
Cost of living index9990100
IndexAndoverKansasNational
Goods & Services index9899100
Groceries index9493100
Health care index9996100
Housing index10276100
Transportation index8789100
Utilities index11598100
Here we can see a simple outline of the cost of living in Andover, KS. As you can see, with the average cost of living in Andover, KS being 99, that puts it 10% higher than the average of Kansas and 1% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Andover, KS, the price of goods and services are 1% lower than the average of Kansas as well as 2% lower than the nation's average.

Did you know?

  • The cost of living in Andover is 10% higher than the Kansas average.
  • The cost of living in Andover is 1% lower than the national average.
  • The cost of housing in Andover is 2% higher than the national average.
  • Kansas general sales tax is 21% higher than the national average.
  • Kansas state income tax is 21% higher than the national average.

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Compare Andover, KS Cost of living To Other Cities

Salary Calculator

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Using the salary calculator lets you compare the salary you earn in Andover, KS to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Andover, KS, you have to earn a higher income in order to still have the same standard of living. To operate the Andover, KS salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$91,647$7,637$2,138$2,750
Renters$38,542$3,212$899$1,156
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Andover, KS, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Andover, KS has a median income of about $91,647 for people who own homes. Based on that number, a person should spend a maximum of $2,138 on expenses related to housing. Renters have a slightly different median income, which is $38,542. Based on this average, renters should spend no more than $899 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Kansas Sales Tax

StateGeneral Sales TaxWith Max Surtax
Kansas6.15%9.65%

Kansas Income Tax

StateIncome Tax (Low)Income Tax (High)
Kansas2.7%4.6%
When you are determining the total cost of living in Andover, KS you will want to make sure you consider both the Kansas sales tax and the Kansas income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Kansas is 6.15%, with the highest surtax being 9.65%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Kansas have a range from 2.7% to 4.6%.

Goods & Services

ItemAndoverNational avg.Difference
Haircut $14.60$14.590.0%
Beauty Salon $45.00$34.6829.8%
Toothpaste $2.04$2.4717.5%
Shampoo $1.47$1.0243.8%
Movie $9.10$9.877.8%
Bowling $4.29$4.392.3%

Groceries

ItemAndoverNational avg.Difference
Ground Beef $4.52$4.481.0%
Fried Chicken $1.32$1.469.8%
Milk $2.14$2.369.2%
Potatoes $2.77$3.069.5%
Pizza $8.00$9.2413.4%
Beer $8.26$8.634.3%

Health Care

ItemAndoverNational avg.Difference
Optometrist $141.90$99.7842.2%
Doctor $106.20$105.031.1%
Dentist $78.40$88.7011.6%
Ibuprofen $8.51$9.419.6%
Lipitor $312.61$298.504.7%

Housing

ItemAndoverNational avg.Difference
Home Price $170,200.00$175,700.003.1%
Avg. Mortgage Payment $789.04$1,081.0327.0%
Apartment Rent $1,036.00$920.0012.6%

Transportation

ItemAndoverNational avg.Difference
Gasoline $1.76$2.0915.9%
Tire Balancing $43.50$45.293.9%

Utilities

ItemAndoverNational avg.Difference
All Electricity$168.52$170.801.3%
Phone $38.71$28.2637.0%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Oaklawn-Sunview, KS2,83879-21%
Douglass, KS2,08986-14%
Towanda, KS1,66686-14%
El Dorado, KS12,93186-14%
Augusta, KS9,23987-13%
Andover, KS12,11399-1%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Cherry Creek, CO12,11313737%
Dardenne Prairie, MO12,11612121%
Valley Falls, RI12,10811919%
Freeport, TX12,10879-21%
Diamond Springs, CA12,10513030%
Andover, KS12,11399-1%
Source: The Andover, KS cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.