Americus cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexAmericusGeorgiaNational
Cost of living index8494100
IndexAmericusGeorgiaNational
Goods & Services index9696100
Groceries index106100100
Health care index9894100
Housing index5487100
Transportation index9496100
Utilities index9197100
An overview of the general cost of living index for Americus, GA is displayed above for your reference. Residents in Americus, GA enjoy a cost of living index of 84. This index is 10% lower than the Georgia average, and 16% lower than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Americus, GA, the average cost of goods and services is equal to it is in Georgia, and it is 4% lower than the national average.

Did you know?

  • The cost of living in Americus is 10% lower than the Georgia average.
  • The cost of living in Americus is 16% lower than the national average.
  • The cost of housing in Americus is 46% lower than the national average.
  • Georgia general sales tax is 21% lower than the national average.
  • Georgia state income tax is 55% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Americus, GA would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Americus, GA, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Americus, GA salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$41,042$3,420$958$1,231
Renters$17,169$1,431$401$515
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Americus, GA as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Americus, GA homeowners, is $41,042. This would allow for a maximum of $958 per month to be spent on housing costs. For renters, the median monthly income is $17,169 which would result in a maximum of $401 to be spent on rental costs.

Georgia Sales Tax

StateGeneral Sales TaxWith Max Surtax
Georgia4%8%

Georgia Income Tax

StateIncome Tax (Low)Income Tax (High)
Georgia1%6%
When you are determining the total cost of living in Americus, GA you will want to make sure you consider both the Georgia sales tax and the Georgia income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Georgia is 4%, with the highest surtax being 8%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Georgia have a range from 1% to 6%.

Goods & Services

ItemAmericusNational avg.Difference
Haircut $15.00$14.592.8%
Beauty Salon $32.00$34.687.7%
Toothpaste $2.38$2.473.8%
Shampoo $0.94$1.028.0%
Movie $9.75$9.871.2%
Bowling $4.00$4.398.9%

Groceries

ItemAmericusNational avg.Difference
Ground Beef $5.08$4.4813.5%
Fried Chicken $1.46$1.460.3%
Milk $2.58$2.369.5%
Potatoes $3.48$3.0613.7%
Pizza $11.25$9.2421.7%
Beer $8.45$8.632.1%

Health Care

ItemAmericusNational avg.Difference
Optometrist $82.50$99.7817.3%
Doctor $85.00$105.0319.1%
Dentist $91.50$88.703.2%
Ibuprofen $10.15$9.417.8%
Lipitor $330.57$298.5010.7%

Housing

ItemAmericusNational avg.Difference
Home Price $87,100.00$175,700.0050.4%
Avg. Mortgage Payment $817.03$1,081.0324.4%
Apartment Rent $600.00$920.0034.8%

Transportation

ItemAmericusNational avg.Difference
Gasoline $1.88$2.0910.1%
Tire Balancing $46.99$45.293.8%

Utilities

ItemAmericusNational avg.Difference
All Electricity$160.14$170.806.2%
Phone $24.78$28.2612.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Smithville, GA60381-19%
Plains, GA57481-19%
Leslie, GA43582-18%
Andersonville, GA23283-17%
Ellaville, GA2,09983-17%
Americus, GA16,55784-16%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Fremont, OH16,55586-14%
Roosevelt, NY16,55414747%
Amesbury Town, MA16,55412828%
Bridgeview, IL16,5501033%
Moraga, CA16,549209109%
Americus, GA16,55784-16%
Source: The Americus, GA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.