American Fork cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexAmerican ForkUtahNational
Cost of living index105101100
IndexAmerican ForkUtahNational
Goods & Services index10196100
Groceries index9596100
Health care index9189100
Housing index120113100
Transportation index106102100
Utilities index9490100
Here we can see a simple outline of the cost of living in American Fork, UT. As you can see, with the average cost of living in American Fork, UT being 105, that puts it 4% higher than the average of Utah and 5% higher than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of American Fork, UT, the price of goods and services are 5% higher than the average of Utah as well as 1% higher than the nation's average.

Did you know?

  • The cost of living in American Fork is 4% higher than the Utah average.
  • The cost of living in American Fork is 5% higher than the national average.
  • The cost of housing in American Fork is 20% higher than the national average.
  • Utah general sales tax is 17% higher than the national average.
  • Utah state income tax is 125% higher than the national average.

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Compare American Fork, UT Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is meant to help you compare your salary in American Fork, UT to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in American Fork, UT, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the American Fork, UT salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$77,867$6,489$1,817$2,336
Renters$42,500$3,542$992$1,275
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in American Fork, UT, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. American Fork, UT has a median income of about $77,867 for people who own homes. Based on that number, a person should spend a maximum of $1,817 on expenses related to housing. Renters have a slightly different median income, which is $42,500. Based on this average, renters should spend no more than $992 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Utah Sales Tax

StateGeneral Sales TaxWith Max Surtax
Utah5.95%8.35%

Utah Income Tax

StateIncome Tax (Low)Income Tax (High)
Utah5%5%
The Utah sales tax and Utah income tax rates should definitely be considered when determining the overall cost of living in American Fork, UT. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Utah sales tax is 5.95% and the maximum surtax is 8.35%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Utah income tax rates range from 5% to 5%.

Goods & Services

ItemAmerican ForkNational avg.Difference
Haircut $15.25$14.594.5%
Beauty Salon $38.75$34.6811.7%
Toothpaste $2.32$2.476.2%
Shampoo $0.94$1.028.0%
Movie $7.44$9.8724.6%
Bowling $3.99$4.399.1%

Groceries

ItemAmerican ForkNational avg.Difference
Ground Beef $3.77$4.4815.8%
Fried Chicken $1.05$1.4628.3%
Milk $2.09$2.3611.3%
Potatoes $1.75$3.0642.8%
Pizza $8.99$9.242.7%
Beer $7.99$8.637.4%

Health Care

ItemAmerican ForkNational avg.Difference
Optometrist $87.75$99.7812.1%
Doctor $94.00$105.0310.5%
Dentist $82.00$88.707.6%
Ibuprofen $8.24$9.4112.5%
Lipitor $279.10$298.506.5%

Housing

ItemAmerican ForkNational avg.Difference
Home Price $217,000.00$175,700.0023.5%
Avg. Mortgage Payment $1,027.66$1,081.034.9%
Apartment Rent $1,025.00$920.0011.4%

Transportation

ItemAmerican ForkNational avg.Difference
Gasoline $2.13$2.091.9%
Tire Balancing $53.81$45.2918.8%

Utilities

ItemAmerican ForkNational avg.Difference
All Electricity$145.09$170.8015.1%
Phone $29.99$28.266.1%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Provo, UT114,8041000%
Independence, UT2131011%
Orem, UT90,4851022%
White City, UT5,4881044%
Eagle Mountain, UT23,4681066%
American Fork, UT27,3661055%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Saugus, MA27,36914040%
Auburn, NY27,36990-10%
Slidell, LA27,37296-4%
Enterprise, AL27,37591-9%
Garden City, MI27,35687-13%
American Fork, UT27,3661055%
Source: The American Fork, UT cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.