Ambridge cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index85102100
Goods & Services index97103100
Groceries index100105100
Health care index9597100
Housing index4693100
Transportation index120112100
Utilities index108112100
An overview of the general cost of living index for Ambridge, PA is displayed above for your reference. Residents in Ambridge, PA enjoy a cost of living index of 85. This index is 16% lower than the Pennsylvania average, and 15% lower than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Ambridge, PA, the average cost of goods and services is 6% lower than it is in Pennsylvania, and it is 3% lower than the national average.

Did you know?

  • The cost of living in Ambridge is 16% lower than the Pennsylvania average.
  • The cost of living in Ambridge is 15% lower than the national average.
  • The cost of housing in Ambridge is 54% lower than the national average.
  • Pennsylvania general sales tax is 18% higher than the national average.
  • Pennsylvania state income tax is 38% higher than the national average.

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Salary Calculator

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Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
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Use the salary calculator to compare your current income in Ambridge, PA to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Ambridge, PA, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Ambridge, PA salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
One can approximate the cost of living and the housing affordability in Ambridge, PA by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Ambridge, PA have a median income of $42,045. Therefore, the amount that a consumer should spend on housing costs should be no more than $981 per month to avoid calamity and poverty. The renters in the city have an income of about $21,419, which would make their monthly maximum allowable rental costs $500.

Pennsylvania Sales Tax

StateGeneral Sales TaxWith Max Surtax

Pennsylvania Income Tax

StateIncome Tax (Low)Income Tax (High)
When considering the overall cost of living expenses in Ambridge, PA, it's important to take into account the sales tax for Pennsylvania, as well as the rate for income tax in Pennsylvania. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Pennsylvania is 8%, and the sales tax in the state of Pennsylvania is 6%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Pennsylvania starts from 3.07% and goes up to 3.07%.

Goods & Services

ItemAmbridgeNational avg.Difference
Haircut $13.25$14.599.2%
Beauty Salon $37.49$34.688.1%
Toothpaste $1.74$2.4729.6%
Shampoo $0.99$1.023.1%
Movie $8.65$9.8712.3%
Bowling $3.95$4.3910.1%


ItemAmbridgeNational avg.Difference
Ground Beef $4.89$4.489.2%
Fried Chicken $1.72$1.4617.5%
Milk $2.04$2.3613.4%
Potatoes $3.49$3.0614.0%
Pizza $8.70$9.245.9%
Beer $9.99$8.6315.7%

Health Care

ItemAmbridgeNational avg.Difference
Optometrist $87.00$99.7812.8%
Doctor $89.83$105.0314.5%
Dentist $82.00$88.707.6%
Ibuprofen $9.92$9.415.4%
Lipitor $325.87$298.509.2%


ItemAmbridgeNational avg.Difference
Home Price $64,300.00$175,700.0063.4%
Avg. Mortgage Payment $963.99$1,081.0310.8%
Apartment Rent $617.00$920.0032.9%


ItemAmbridgeNational avg.Difference
Gasoline $2.56$2.0922.4%
Tire Balancing $51.54$45.2913.8%


ItemAmbridgeNational avg.Difference
All Electricity$200.47$170.8017.4%
Phone $26.50$28.266.2%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Enlow, PA1,04082-18%
Glasgow, PA6383-17%
McKees Rocks, PA6,08883-17%
Midland, PA2,60884-16%
Beaver Falls, PA8,84284-16%
Ambridge, PA6,97385-15%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Milltown, NJ6,97413030%
Strathmore, NJ6,97513232%
Portage Lakes, OH6,97891-9%
Cuero, TX6,97979-21%
Homeacre-Lyndora, PA6,96695-5%
Ambridge, PA6,97385-15%
Source: The Ambridge, PA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.